Defined contribution retirement plans: Selected attributes Data Table

Table 8. Defined contribution retirement plans: Selected attributes, private
industry workers,  National Compensation Survey, March 2010

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

63

37

78

22

Worker characteristics

 

 

 

 

Management, professional, and related

67

33

83

17

    Management, business, and financial

70

30

85

15

    Professional and related

66

34

83

17

Service

62

38

83

17

    Protective service

74

26

81

19

Sales and office

57

43

71

29

    Sales and related

49

51

57

43

    Office and administrative support

61

39

79

21

Natural resources, construction, and maintenance

67

33

82

18

    Construction, extraction, farming, fishing, and
     forestry

56

44

75

25

    Installation, maintenance, and repair

74

26

86

14

Production, transportation, and material moving

63

37

79

21

    Production

66

34

81

19

    Transportation and material moving

61

39

76

24

Full time

63

37

79

21

Part time

56

44

72

28

Union

59

41

78

22

Nonunion

63

37

78

22

Average wage within the following categories:1

 

 

 

 

    Lowest 25 percent

54

46

70

30

        Lowest 10 percent

61

39

83

17

    Second 25 percent

57

43

71

29

    Third 25 percent

66

34

81

19

    Highest 25 percent

68

32

84

16

        Highest 10 percent

67

33

84

16

Establishment characteristics

 

 

 

 

Goods-producing industries

66

34

81

19

    Construction

58

42

76

24

    Manufacturing

68

32

83

17

Service-providing industries

62

38

78

22

    Trade, transportation, and utilities

54

46

65

35

        Wholesale trade

67

33

83

17

        Retail trade

45

55

53

47

        Transportation and warehousing

57

43

72

28

        Utilities

85

15

94

6

    Information

76

24

87

13

    Financial activities

73

27

84

16

        Finance and insurance

73

27

84

16

            Credit intermediation and related activities

74

26

86

14

            Insurance carriers and related activities

76

24

85

15

        Real estate and rental and leasing

73

27

79

21

    Professional and business services

65

35

86

14

        Professional and technical services

65

35

85

15

        Administrative and waste services

63

37

83

17

    Education and health services

59

41

81

19

        Educational services

57

43

81

19

            Junior colleges, colleges, and universities

57

43

82

18

        Health care and social assistance

60

40

82

18

    Leisure and hospitality

74

26

85

15

        Accommodation and food services

78

22

88

12

    Other services

60

40

82

18

1 to 99 workers

63

37

81

19

    1 to 49 workers

62

38

82

18

    50 to 99 workers

64

36

79

21

100 workers or more

63

37

77

23

    100 to 499 workers

58

42

71

29

    500 workers or more

68

32

84

16

Geographic areas

 

 

 

 

New England

67

33

80

20

Middle Atlantic

61

39

83

17

East North Central

59

41

76

24

West North Central

61

39

78

22

South Atlantic

63

37

78

22

East South Central

64

36

74

26

West South Central

63

37

74

26

Mountain

63

37

79

21

Pacific

69

31

81

19

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the "National
Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.