Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement Standard Errors

Table 12. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2010

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$2.47

0.6

$6.19

0.6

$2.03

$0.83

Worker characteristics

 

 

 

 

 

 

Management, professional, and related

3.01

1.1

8.59

1.1

2.63

1.42

    Management, business, and financial

3.85

1.4

11.78

1.4

3.43

2.48

    Professional and related

4.02

1.4

11.18

1.4

3.48

1.63

Service

8.60

1.7

26.96

1.7

5.14

2.74

    Protective service

13.68

3.1

54.28

3.1

13.40

10.28

Sales and office

2.21

0.8

9.33

0.8

2.38

1.27

    Sales and related

3.85

1.6

15.30

1.6

3.99

1.96

    Office and administrative support

2.87

0.8

11.81

0.8

3.05

1.56

Natural resources, construction, and maintenance

5.21

1.7

9.60

1.7

6.04

2.59

    Construction, extraction, farming, fishing, and
     forestry

7.76

2.5

13.25

2.5

7.06

3.85

    Installation, maintenance, and repair

7.26

2.0

13.08

2.0

8.68

3.76

Production, transportation, and material moving

5.06

1.2

12.59

1.2

4.29

1.58

    Production

5.30

1.6

11.23

1.6

5.20

1.77

    Transportation and material moving

7.62

1.9

20.67

1.9

6.28

2.55

Full time

2.43

0.6

6.38

0.6

1.98

0.84

Part time

9.33

2.1

19.16

2.1

9.43

3.99

Union

7.92

1.6

13.08

1.6

6.31

3.64

Nonunion

1.99

0.6

5.71

0.6

1.90

0.79

Average wage within the following categories:1

 

 

 

 

 

 

    Lowest 25 percent

5.30

1.6

16.88

1.6

5.30

2.17

        Lowest 10 percent

10.81

3.3

33.25

3.3

10.03

4.39

    Second 25 percent

3.37

0.8

11.83

0.8

2.78

1.49

    Third 25 percent

4.05

0.9

12.78

0.9

2.55

1.08

    Highest 25 percent

3.30

1.0

6.94

1.0

3.05

1.41

        Highest 10 percent

4.33

1.6

11.71

1.6

3.78

1.75

Establishment characteristics

 

 

 

 

 

 

Goods-producing industries

3.81

1.1

6.74

1.1

3.88

1.46

    Construction

6.81

2.2

12.31

2.2

6.25

3.57

    Manufacturing

4.18

1.2

9.02

1.2

4.18

1.54

Service-providing industries

2.74

0.7

7.83

0.7

2.30

1.00

    Trade, transportation, and utilities

3.95

1.0

12.18

1.0

3.21

1.71

        Wholesale trade

5.66

1.8

17.32

1.8

4.07

3.34

        Retail trade

5.01

1.4

13.41

1.4

4.45

2.49

        Transportation and warehousing

13.16

3.2

43.42

3.2

10.05

3.68

        Utilities

7.37

4.2

19.35

4.2

8.04

3.54

    Information

8.73

2.2

12.54

2.2

9.19

3.51

    Financial activities

3.26

1.3

12.50

1.3

2.39

2.31

        Finance and insurance

3.03

1.1

13.20

1.1

2.33

1.64

            Credit intermediation and related activities

3.50

1.2

13.90

1.2

3.08

2.00

            Insurance carriers and related activities

5.17

1.7

21.98

1.7

4.64

2.77

        Real estate and rental and leasing

9.62

5.4

16.84

5.4

9.69

14.45

    Professional and business services

6.67

2.1

22.43

2.1

4.46

2.46

        Professional and technical services

6.86

2.6

19.86

2.6

5.45

3.21

        Administrative and waste services

17.26

4.4

53.77

4.4

10.93

4.84

    Education and health services

4.89

1.3

19.46

1.3

4.52

2.31

        Educational services

5.90

1.6

14.03

1.6

5.52

2.27

            Junior colleges, colleges, and universities

6.01

1.3

22.36

1.3

5.80

2.74

        Health care and social assistance

5.71

1.6

22.35

1.6

5.37

2.71

    Leisure and hospitality

10.11

2.9

29.70

2.9

11.59

3.68

        Accommodation and food services

13.50

2.7

41.51

2.7

14.09

3.98

    Other services

14.79

4.2

38.95

4.2

11.41

5.46

1 to 99 workers

3.29

1.0

6.98

1.0

3.31

1.65

    1 to 49 workers

3.83

1.2

8.00

1.2

3.73

2.25

    50 to 99 workers

5.04

1.9

11.85

1.9

5.08

2.05

100 workers or more

3.17

0.7

12.10

0.7

2.33

1.15

    100 to 499 workers

3.53

1.0

12.58

1.0

3.12

1.55

    500 workers or more

4.56

0.9

16.76

0.9

3.44

1.76

Geographic areas

 

 

 

 

 

 

New England

5.62

1.2

10.32

1.2

6.38

4.65

Middle Atlantic

8.28

1.3

16.20

1.3

5.22

2.23

East North Central

5.86

1.1

15.26

1.1

4.90

2.36

West North Central

13.47

2.3

39.52

2.3

12.46

2.61

South Atlantic

3.40

1.5

10.68

1.5

3.49

1.75

East South Central

6.97

2.8

15.44

2.8

6.51

3.37

West South Central

6.81

1.5

15.43

1.5

7.36

2.04

Pacific

5.54

1.9

10.64

1.9

5.03

2.24

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2009." See Technical Note for more details.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.