Medical care benefits, single coverage: Employee participation by type of contribution Data Table

Table 13. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers,  National Compensation Survey, March 2010

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

77

1

10

1

[4]

11

[4]

Worker characteristics

 

 

 

 

 

 

 

 

Management, professional, and related

100

77

10

1

11

1

    Management, business, and financial

100

77

10

1

10

1

    Professional and related

100

77

9

1

11

1

Service

100

78

8

1

12

[4]

    Protective service

100

70

9

Sales and office

100

72

[4]

16

1

[4]

11

[4]

    Sales and related

100

67

20

12

[4]

    Office and administrative support

100

74

[4]

13

1

[4]

11

[4]

Natural resources, construction, and maintenance

100

83

6

10

1

    Construction, extraction, farming, fishing, and
     forestry

100

84

4

10

    Installation, maintenance, and repair

100

83

6

10

Production, transportation, and material moving

100

83

1

6

10

1

    Production

100

83

5

10

    Transportation and material moving

100

83

6

9

Full time

100

77

1

10

1

[4]

11

[4]

Part time

100

74

1

17

8

Union

100

80

1

5

12

1

Nonunion

100

77

[4]

11

1

[4]

11

[4]

Average wage within the following categories:5

 

 

 

 

 

 

 

 

    Lowest 25 percent

100

76

12

11

        Lowest 10 percent

100

79

9

    Second 25 percent

100

75

[4]

13

1

11

    Third 25 percent

100

80

[4]

8

1

[4]

10

[4]

    Highest 25 percent

100

77

9

1

11

1

        Highest 10 percent

100

76

9

1

12

1

Establishment characteristics

 

 

 

 

 

 

 

 

Goods-producing industries

100

83

6

10

[4]

    Construction

100

85

5

8

    Manufacturing

100

83

5

10

Service-providing industries

100

76

[4]

11

1

[4]

11

1

    Trade, transportation, and utilities

100

71

1

15

12

1

        Wholesale trade

100

80

9

9

        Retail trade

100

62

23

14

        Transportation and warehousing

100

80

5

13

        Utilities

100

74

4

    Information

100

86

4

9

    Financial activities

100

71

17

2

[4]

9

        Finance and insurance

100

69

18

2

1

10

            Credit intermediation and related activities

100

71

21

6

            Insurance carriers and related activities

100

67

12

3

17

        Real estate and rental and leasing

100

88

5

    Professional and business services

100

82

7

1

9

        Professional and technical services

100

82

6

9

        Administrative and waste services

100

81

9

    Education and health services

100

76

11

1

10

        Educational services

100

83

8

2

6

            Junior colleges, colleges, and universities

100

80

10

3

6

        Health care and social assistance

100

75

11

1

11

    Leisure and hospitality

100

76

7

15

        Accommodation and food services

100

77

8

14

    Other services

100

79

1 to 99 workers

100

80

8

[4]

11

[4]

    1 to 49 workers

100

78

10

11

[4]

    50 to 99 workers

100

85

6

9

100 workers or more

100

75

1

11

1

[4]

11

1

    100 to 499 workers

100

77

1

11

1

9

    500 workers or more

100

73

11

1

13

1

Geographic areas

 

 

 

 

 

 

 

 

New England

100

80

8

1

11

Middle Atlantic

100

78

8

1

1

11

East North Central

100

76

1

11

1

12

West North Central

100

78

10

10

South Atlantic

100

77

11

10

East South Central

100

79

9

West South Central

100

72

15

11

Mountain

100

74

12

13

Pacific

100

80

8

1

10

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.