Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement Data Table

Table 14. Medical care benefits, family coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2010

(All workers with family coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$802.38

11

$1,056.93

89

$770.36

$383.12

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

100

861.29

9

1,104.42

91

837.33

377.11

    Management, business, and financial

100

844.24

9

1,081.90

91

821.42

376.96

    Professional and related

100

870.35

9

1,115.96

91

845.82

377.19

Service

100

730.25

9

1,097.02

91

694.27

420.31

    Protective service

100

693.44

8

935.38

92

673.57

420.67

Sales and office

100

767.33

8

987.84

92

749.20

397.12

    Sales and related

100

712.25

7

847.73

93

701.54

417.51

    Office and administrative support

100

794.16

8

1,052.49

92

772.52

387.14

Natural resources, construction, and maintenance

100

775.95

21

1,094.25

79

688.86

405.30

    Construction, extraction, farming, fishing, and
     forestry

100

750.39

27

1,079.02

73

627.62

437.55

    Installation, maintenance, and repair

100

797.24

17

1,114.89

83

733.45

381.82

Production, transportation, and material moving

100

813.27

16

1,020.35

84

774.30

336.64

    Production

100

818.41

14

1,033.96

86

782.92

316.67

    Transportation and material moving

100

806.72

18

1,006.73

82

762.79

363.28

Full time

100

803.52

11

1,090.01

89

768.31

379.65

Part time

100

786.27

14

700.45

86

800.74

434.40

Union

100

964.10

37

1,072.87

63

898.90

316.92

Nonunion

100

774.22

7

1,041.14

93

755.38

390.83

Average wage within the following categories:1

 

 

 

 

 

 

 

    Lowest 25 percent

100

677.32

7

807.36

93

666.85

425.40

        Lowest 10 percent

100

613.30

7

606.04

93

613.84

399.35

    Second 25 percent

100

740.66

8

996.81

92

718.54

396.72

    Third 25 percent

100

807.79

11

1,063.61

89

777.22

375.88

    Highest 25 percent

100

889.92

15

1,120.38

85

847.95

361.75

        Highest 10 percent

100

908.38

13

1,121.85

87

875.58

350.16

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

100

818.70

16

1,017.58

84

779.98

325.37

    Construction

100

687.79

27

1,038.92

73

560.78

463.40

    Manufacturing

100

850.42

14

1,010.27

86

824.74

294.88

Service-providing industries

100

797.46

10

1,077.00

90

767.68

399.24

    Trade, transportation, and utilities

100

761.29

11

957.46

89

735.99

387.17

        Wholesale trade

100

794.01

11

1,017.22

89

767.65

380.70

        Retail trade

100

674.89

10

776.77

90

663.54

429.89

        Transportation and warehousing

100

880.68

16

1,147.54

84

831.31

317.78

        Utilities

100

930.42

12

1,108.47

88

905.00

270.22

    Information

100

938.98

17

1,341.66

83

857.95

313.96

    Financial activities

100

803.81

7

1,026.15

93

788.07

384.05

        Finance and insurance

100

822.39

5

1,065.50

95

808.39

368.67

            Credit intermediation and related activities

100

796.46

3

965.77

97

791.17

381.38

            Insurance carriers and related activities

100

838.59

6

94

820.76

354.92

        Real estate and rental and leasing

100

705.76

    Professional and business services

100

832.03

12

1,235.01

88

776.23

406.50

        Professional and technical services

100

847.69

12

1,306.70

88

786.97

418.76

        Administrative and waste services

100

751.51

    Education and health services

100

832.41

6

967.22

94

824.15

424.87

        Educational services

100

818.39

2

98

815.16

436.30

            Junior colleges, colleges, and universities

100

873.96

1

99

868.83

394.13

        Health care and social assistance

100

834.91

6

967.31

94

825.82

422.74

    Leisure and hospitality

100

646.55

7

1,119.49

93

613.57

404.39

        Accommodation and food services

100

645.10

6

1,174.89

94

613.11

393.10

    Other services

100

742.15

16

84

676.46

427.24

1 to 99 workers

100

720.66

14

1,054.12

86

666.01

444.32

    1 to 49 workers

100

714.59

15

1,093.88

85

649.86

453.46

    50 to 99 workers

100

734.38

13

952.94

87

701.84

424.04

100 workers or more

100

863.81

9

1,060.23

91

844.42

339.69

    100 to 499 workers

100

826.33

8

1,004.25

92

811.20

372.46

    500 workers or more

100

907.21

10

1,109.49

90

883.94

300.70

Geographic areas

 

 

 

 

 

 

 

New England

100

886.43

8

1,062.01

92

870.81

375.56

Middle Atlantic

100

902.32

14

1,103.20

86

869.75

383.51

East North Central

100

840.95

12

1,034.33

88

813.60

333.07

West North Central

100

778.39

12

910.98

88

760.22

355.44

South Atlantic

100

741.63

6

1,149.71

94

716.63

400.89

East South Central

100

714.43

7

965.22

93

694.76

418.25

West South Central

100

769.96

9

1,118.32

91

734.80

412.58

Pacific

100

785.36

16

1,044.78

84

735.08

404.26

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note
for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.