Medical care benefits, family coverage: Employee participation by type of contribution Data Table

Table 15. Medical care benefits, family coverage: Employee participation by type of contribution, private industry
workers,  National Compensation Survey, March 2010

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

79

[4]

9

1

[4]

10

[4]

Worker characteristics

 

 

 

 

 

 

 

 

Management, professional, and related

100

79

8

1

11

[4]

    Management, business, and financial

100

79

9

1

[4]

10

    Professional and related

100

79

8

1

[4]

11

Service

100

79

8

1

12

[4]

    Protective service

100

68

10

Sales and office

100

74

[4]

14

1

[4]

11

[4]

    Sales and related

100

69

18

12

    Office and administrative support

100

76

[4]

12

1

[4]

11

[4]

Natural resources, construction, and maintenance

100

84

5

10

1

    Construction, extraction, farming, fishing, and
     forestry

100

82

4

12

    Installation, maintenance, and repair

100

85

5

9

Production, transportation, and material moving

100

85

1

6

[4]

9

    Production

100

84

6

[4]

9

    Transportation and material moving

100

86

5

[4]

8

Full time

100

79

[4]

9

1

[4]

11

[4]

Part time

100

77

1

13

1

8

Union

100

83

1

4

10

1

Nonunion

100

79

[4]

10

1

[4]

10

[4]

Average wage within the following categories:5

 

 

 

 

 

 

 

 

    Lowest 25 percent

100

78

10

11

        Lowest 10 percent

100

85

5

10

    Second 25 percent

100

77

[4]

12

[4]

10

    Third 25 percent

100

81

[4]

7

1

[4]

10

[4]

    Highest 25 percent

100

79

8

1

11

[4]

        Highest 10 percent

100

78

8

1

12

[4]

Establishment characteristics

 

 

 

 

 

 

 

 

Goods-producing industries

100

83

6

[4]

10

    Construction

100

84

5

10

    Manufacturing

100

83

6

[4]

10

Service-providing industries

100

78

[4]

10

1

[4]

10

[4]

    Trade, transportation, and utilities

100

74

1

13

[4]

11

        Wholesale trade

100

83

8

8

        Retail trade

100

65

21

13

        Transportation and warehousing

100

82

4

12

        Utilities

100

77

4

    Information

100

85

4

10

    Financial activities

100

75

14

1

[4]

9

        Finance and insurance

100

73

16

2

[4]

9

            Credit intermediation and related activities

100

73

20

5

            Insurance carriers and related activities

100

74

8

2

15

        Real estate and rental and leasing

100

88

6

    Professional and business services

100

84

6

1

9

        Professional and technical services

100

85

4

10

        Administrative and waste services

100

81

10

    Education and health services

100

79

9

1

10

[4]

        Educational services

100

82

7

2

9

            Junior colleges, colleges, and universities

100

81

9

2

6

        Health care and social assistance

100

78

10

1

10

[4]

    Leisure and hospitality

100

77

7

15

        Accommodation and food services

100

78

8

13

    Other services

100

80

12

1 to 99 workers

100

82

[4]

7

11

[4]

    1 to 49 workers

100

80

7

12

[4]

    50 to 99 workers

100

86

5

9

100 workers or more

100

77

1

11

1

[4]

10

[4]

    100 to 499 workers

100

79

1

11

1

9

    500 workers or more

100

75

11

1

[4]

12

Geographic areas

 

 

 

 

 

 

 

 

New England

100

81

7

1

10

Middle Atlantic

100

81

7

1

1

10

East North Central

100

76

1

11

1

12

West North Central

100

80

9

9

South Atlantic

100

79

9

[4]

10

East South Central

100

83

8

West South Central

100

76

13

10

Mountain

100

74

11

15

Pacific

100

81

7

1

10

Footnotes:

1A composite rate is a set contribution covering more than one benefit area, for example, health care and life insurance. Cost data for individual plans cannot be determined.

2Based on worker attributes. For example, employee contributions may vary based on earnings, length of service, or age.

3Amount varies by options selected under a "cafeteria plan" or employer-sponsored reimbursement account.

4Less than 0.5 percent.

5The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average
wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.