Long-term disability plans: Fixed percent of annual earnings Data Table

Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers,  National
Compensation Survey, March 2010

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

20

64

8

6

2

58.8

60.0

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

21

64

8

6

1

58.7

60.0

    Management, business, and financial

18

65

9

6

1

59.1

60.0

    Professional and related

22

64

7

6

1

58.5

60.0

Service

36

53

5

57.1

60.0

    Protective service

67

59.0

60.0

Sales and office

16

65

10

7

2

59.7

60.0

    Sales and related

16

63

12

7

2

60.0

60.0

    Office and administrative support

16

66

10

7

2

59.6

60.0

Natural resources, construction, and maintenance

22

66

4

6

2

58.8

60.0

    Construction, extraction, farming, fishing, and
     forestry

18

73

4

59.5

60.0

    Installation, maintenance, and repair

24

63

5

6

2

58.5

60.0

Production, transportation, and material moving

19

70

5

5

2

58.6

60.0

    Production

17

69

7

58.9

60.0

    Transportation and material moving

21

71

2

4

2

58.3

60.0

Full time

21

65

7

6

2

58.8

60.0

Union

31

55

4

6

4

58.1

60.0

Nonunion

19

65

8

6

1

58.9

60.0

Average wage within the following categories:1

 

 

 

 

 

 

 

    Lowest 25 percent

55

6

7

59.0

60.0

    Second 25 percent

19

67

7

6

1

58.6

60.0

    Third 25 percent

18

67

8

6

2

59.2

60.0

    Highest 25 percent

22

63

8

5

1

58.7

60.0

        Highest 10 percent

21

62

10

6

1

58.8

60.0

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

18

67

8

6

2

59.2

60.0

    Construction

12

75

7

60.7

60.0

    Manufacturing

18

65

9

6

1

59.0

60.0

Service-providing industries

21

64

8

6

2

58.8

60.0

    Trade, transportation, and utilities

20

65

7

6

3

59.4

60.0

        Wholesale trade

16

66

10

6

2

58.7

60.0

        Transportation and warehousing

21

68

6

60.2

60.0

        Utilities

52

27

12

4

5

55.9

50.0

    Information

18

63

10

6

3

59.5

60.0

    Financial activities

17

61

15

6

2

59.9

60.0

        Finance and insurance

16

60

16

6

2

60.0

60.0

            Credit intermediation and related activities

15

57

19

7

2

60.3

60.0

            Insurance carriers and related activities

18

63

12

5

2

59.7

60.0

        Real estate and rental and leasing

19

69

58.9

60.0

    Professional and business services

15

69

7

59.0

60.0

        Professional and technical services

10

72

9

59.9

60.0

        Administrative and waste services

63

7

5

58.1

60.0

    Education and health services

25

64

5

5

[2]

57.8

60.0

        Educational services

7

75

8

9

2

60.4

60.0

            Junior colleges, colleges, and universities

9

73

9

7

2

60.2

60.0

        Health care and social assistance

29

62

5

57.2

60.0

    Other services

20

69

7

59.0

60.0

1 to 99 workers

13

69

8

8

2

60.1

60.0

    1 to 49 workers

13

70

8

7

2

59.8

60.0

    50 to 99 workers

14

65

7

11

2

60.5

60.0

100 workers or more

24

62

8

4

1

58.2

60.0

    100 to 499 workers

15

69

9

6

1

59.4

60.0

    500 workers or more

32

57

6

3

1

57.2

60.0

Geographic areas

 

 

 

 

 

 

 

New England

17

64

7

11

2

59.2

60.0

Middle Atlantic

20

64

8

59.2

60.0

East North Central

20

68

5

5

1

58.8

60.0

West North Central

15

68

10

6

1

59.6

60.0

South Atlantic

17

71

7

4

1

58.7

60.0

East South Central

49

4

5

56.5

60.0

West South Central

18

67

6

7

2

59.0

60.0

Mountain

21

64

12

58.4

60.0

Pacific

24

55

12

7

2

59.1

60.0

Footnotes:

1The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical
Note for more details.

2Less than 0.5 percent.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.