Health care benefits: Share of premiums paid by employer and employee

Table 10. Health care benefits:1 Share of premiums paid by employer and
employee, private industry workers,  National Compensation Survey, March
2010

(In percent)

Characteristics

Single coverage

Family coverage

Employer
share

Employee
share

Employer
share

Employee
share

All workers

77

23

67

33

Worker characteristics

 

 

 

 

Management, professional, and related

77

23

67

33

    Management, business, and financial

77

23

67

33

    Professional and related

77

23

67

33

Service

76

24

64

36

    Protective service

73

27

63

37

Sales and office

74

26

64

36

    Sales and related

71

29

61

39

    Office and administrative support

76

24

65

35

Natural resources, construction, and maintenance

81

19

69

31

    Construction, extraction, farming, fishing, and
     forestry

83

17

68

32

    Installation, maintenance, and repair

80

20

70

30

Production, transportation, and material moving

79

21

72

28

    Production

80

20

74

26

    Transportation and material moving

78

22

69

31

Full time

77

23

67

33

Part time

75

25

64

36

Union

88

12

82

18

Nonunion

75

25

64

36

Average wage within the following categories:2

 

 

 

 

    Lowest 25 percent

75

25

62

38

        Lowest 10 percent

75

25

64

36

    Second 25 percent

75

25

63

37

    Third 25 percent

77

23

67

33

    Highest 25 percent

79

21

70

30

        Highest 10 percent

77

23

70

30

Establishment characteristics

 

 

 

 

Goods-producing industries

80

20

73

27

    Construction

82

18

66

34

    Manufacturing

80

20

75

25

Service-providing industries

76

24

65

35

    Trade, transportation, and utilities

74

26

65

35

        Wholesale trade

77

23

67

33

        Retail trade

71

29

60

40

        Transportation and warehousing

76

24

70

30

        Utilities

82

18

77

23

    Information

79

21

73

27

    Financial activities

73

27

63

37

        Finance and insurance

73

27

63

37

            Credit intermediation and related activities

72

28

61

39

            Insurance carriers and related activities

73

27

65

35

        Real estate and rental and leasing

75

25

60

40

    Professional and business services

77

23

67

33

        Professional and technical services

78

22

67

33

        Administrative and waste services

75

25

64

36

    Education and health services

77

23

63

37

        Educational services

77

23

62

38

            Junior colleges, colleges, and universities

75

25

63

37

        Health care and social assistance

77

23

63

37

    Leisure and hospitality

75

25

63

37

        Accommodation and food services

73

27

63

37

    Other services

83

17

66

34

1 to 99 workers

78

22

63

37

    1 to 49 workers

78

22

63

37

    50 to 99 workers

77

23

64

36

100 workers or more

76

24

69

31

    100 to 499 workers

76

24

67

33

    500 workers or more

77

23

71

29

Geographic areas

 

 

 

 

New England

73

27

67

33

Middle Atlantic

79

21

70

30

East North Central

77

23

71

29

West North Central

76

24

67

33

South Atlantic

74

26

63

37

East South Central

76

24

65

35

West South Central

77

23

63

37

Mountain

77

23

66

34

Pacific

79

21

66

34

Footnotes:

1Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient
prescription drug coverage.

2The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20092010.htm.