Health care benefits: Share of premiums paid by employer and employee

Table 10. Standard errors for health care benefits:1 Share of premiums paid
by employer and employee, private industry workers,  National
Compensation Survey, March 2010

Characteristics

Single coverage

Family coverage

Employer
share

Employee
share

Employer
share

Employee
share

All workers

0.2

0.2

0.3

0.3

Worker characteristics

 

 

 

 

Management, professional, and related

0.4

0.4

0.4

0.4

    Management, business, and financial

0.5

0.5

0.5

0.5

    Professional and related

0.5

0.5

0.6

0.6

Service

0.7

0.7

0.9

0.9

    Protective service

1.8

1.8

2.3

2.3

Sales and office

0.3

0.3

0.3

0.3

    Sales and related

0.5

0.5

0.7

0.7

    Office and administrative support

0.3

0.3

0.4

0.4

Natural resources, construction, and maintenance

0.6

0.6

0.8

0.8

    Construction, extraction, farming, fishing, and
     forestry

0.9

0.9

1.4

1.4

    Installation, maintenance, and repair

0.8

0.8

1.0

1.0

Production, transportation, and material moving

0.5

0.5

0.6

0.6

    Production

0.7

0.7

0.8

0.8

    Transportation and material moving

0.7

0.7

1.0

1.0

Full time

0.2

0.2

0.3

0.3

Part time

1.0

1.0

1.5

1.5

Union

0.5

0.5

1.0

1.0

Nonunion

0.2

0.2

0.3

0.3

Average wage within the following categories:2

 

 

 

 

    Lowest 25 percent

0.6

0.6

0.9

0.9

        Lowest 10 percent

1.4

1.4

2.1

2.1

    Second 25 percent

0.4

0.4

0.5

0.5

    Third 25 percent

0.3

0.3

0.4

0.4

    Highest 25 percent

0.3

0.3

0.4

0.4

        Highest 10 percent

0.5

0.5

0.5

0.5

Establishment characteristics

 

 

 

 

Goods-producing industries

0.4

0.4

0.5

0.5

    Construction

1.0

1.0

1.6

1.6

    Manufacturing

0.5

0.5

0.6

0.6

Service-providing industries

0.3

0.3

0.3

0.3

    Trade, transportation, and utilities

0.4

0.4

0.5

0.5

        Wholesale trade

0.8

0.8

1.0

1.0

        Retail trade

0.6

0.6

0.7

0.7

        Transportation and warehousing

1.2

1.2

1.5

1.5

        Utilities

1.1

1.1

1.1

1.1

    Information

0.8

0.8

0.9

0.9

    Financial activities

0.4

0.4

0.6

0.6

        Finance and insurance

0.4

0.4

0.5

0.5

            Credit intermediation and related activities

0.6

0.6

0.6

0.6

            Insurance carriers and related activities

0.7

0.7

0.8

0.8

        Real estate and rental and leasing

2.8

2.8

2.6

2.6

    Professional and business services

0.8

0.8

0.8

0.8

        Professional and technical services

1.2

1.2

1.3

1.3

        Administrative and waste services

1.6

1.6

1.8

1.8

    Education and health services

0.6

0.6

0.7

0.7

        Educational services

0.7

0.7

1.0

1.0

            Junior colleges, colleges, and universities

0.7

0.7

1.0

1.0

        Health care and social assistance

0.7

0.7

0.9

0.9

    Leisure and hospitality

1.4

1.4

2.1

2.1

        Accommodation and food services

2.2

2.2

2.4

2.4

    Other services

1.3

1.3

2.1

2.1

1 to 99 workers

0.4

0.4

0.5

0.5

    1 to 49 workers

0.5

0.5

0.7

0.7

    50 to 99 workers

0.8

0.8

1.1

1.1

100 workers or more

0.3

0.3

0.3

0.3

    100 to 499 workers

0.4

0.4

0.4

0.4

    500 workers or more

0.4

0.4

0.4

0.4

Geographic areas

 

 

 

 

New England

0.9

0.9

0.8

0.8

Middle Atlantic

0.4

0.4

0.7

0.7

East North Central

0.5

0.5

0.7

0.7

West North Central

0.9

0.9

0.8

0.8

South Atlantic

0.5

0.5

0.5

0.5

East South Central

1.0

1.0

1.6

1.6

West South Central

0.6

0.6

0.9

0.9

Mountain

1.1

1.1

1.2

1.2

Pacific

0.6

0.6

0.8

0.8

Footnotes:

1Health care is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient
prescription drug coverage.

2The categories are based on the average wage for each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note for more
details.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.