Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers,  National
Compensation Survey, March 2010

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount1

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

70

$170

$250

$546

$1,000

$2,300

30

Worker characteristics

 

 

 

 

 

 

 

Management, professional, and related

67

170

381

561

1,500

2,500

33

    Management, business, and financial

65

170

417

750

1,750

2,500

35

    Professional and related

68

170

350

561

1,385

2,350

32

Service

78

22

Sales and office

68

170

250

546

1,000

2,308

32

    Sales and related

69

170

170

524

1,000

2,500

31

    Office and administrative support

68

170

300

546

1,000

2,000

32

Natural resources, construction, and maintenance

75

170

300

546

1,000

1,500

25

    Construction, extraction, farming, fishing, and
     forestry

82

170

400

546

561

1,154

18

    Installation, maintenance, and repair

71

170

250

546

1,000

1,500

29

Production, transportation, and material moving

70

170

250

500

750

1,500

30

    Production

70

170

250

500

800

1,500

30

    Transportation and material moving

69

170

250

502

600

1,500

31

Full time

70

170

300

546

1,154

2,308

30

Part time

70

170

170

350

546

561

30

Union

71

170

201

490

546

1,000

29

Nonunion

70

170

250

546

1,100

2,308

30

Average wage within the following categories:2

 

 

 

 

 

 

 

    Lowest 25 percent

76

24

        Lowest 10 percent

80

20

    Second 25 percent

73

170

250

546

1,000

2,000

27

    Third 25 percent

70

170

340

546

1,000

2,300

30

    Highest 25 percent

65

170

346

546

1,200

2,308

35

        Highest 10 percent

65

170

350

560

1,500

2,350

35

Establishment characteristics

 

 

 

 

 

 

 

Goods-producing industries

65

170

300

524

1,000

1,500

35

    Construction

87

170

260

546

561

1,500

13

    Manufacturing

60

175

300

515

1,000

1,500

40

Service-providing industries

72

170

250

546

1,000

2,308

28

    Trade, transportation, and utilities

68

170

200

500

600

1,500

32

        Wholesale trade

73

170

364

546

800

1,385

27

        Retail trade

68

170

170

500

561

2,500

32

        Transportation and warehousing

62

170

200

500

577

1,000

38

        Utilities

57

170

170

300

524

715

43

    Information

48

52

    Financial activities

61

170

500

900

2,309

3,000

39

        Finance and insurance

56

170

500

750

2,309

3,000

44

            Credit intermediation and related activities

62

170

500

1,000

2,500

3,846

38

            Insurance carriers and related activities

54

46

        Real estate and rental and leasing

78

22

    Professional and business services

77

170

459

561

1,500

2,500

23

        Professional and technical services

79

21

        Administrative and waste services

86

14

    Education and health services

74

170

300

546

1,000

2,000

26

        Educational services

50

50

            Junior colleges, colleges, and universities

43

57

        Health care and social assistance

79

170

300

546

1,000

2,000

21

1 to 99 workers

77

170

170

524

750

1,500

23

    1 to 49 workers

80

170

170

524

750

1,500

20

    50 to 99 workers

70

170

170

524

800

1,500

30

100 workers or more

65

170

364

561

1,500

2,309

35

    100 to 499 workers

68

170

364

546

1,154

2,000

32

    500 workers or more

62

170

350

600

1,500

2,500

38

Geographic areas

 

 

 

 

 

 

 

New England

61

39

Middle Atlantic

88

170

170

470

546

561

12

East North Central

55

250

400

700

1,153

2,308

45

West North Central

56

250

350

500

1,250

2,309

44

South Atlantic

65

250

500

1,000

1,750

2,500

35

West South Central

54

230

500

1,000

1,500

2,308

46

Mountain

59

41

Pacific

66

200

470

546

1,500

2,326

34

Footnotes:

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit shown. The remaining percentiles follow the same logic.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold.
The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical
Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.