Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, civilian workers,1 National Compensation
Survey, March 2011

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$6.37

0.4

$18.79

0.4

$5.76

$3.40

Worker characteristics

           

Management, professional, and related

8.63

0.7

34.91

0.7

8.14

4.72

    Management, business, and financial

13.18

0.6

33.88

0.6

12.95

6.92

    Professional and related

9.60

0.8

43.73

0.8

9.28

5.65

        Teachers

15.36

0.9

24.85

0.9

15.35

11.01

            Primary, secondary, and special education
             school teachers

17.66

1.1

27.75

1.1

17.67

11.92

        Registered nurses

21.84

2.1

143.59

2.1

21.64

10.70

Service

14.76

1.0

42.00

1.0

13.20

8.78

    Protective service

22.54

1.3

37.99

1.3

23.11

18.33

Sales and office

7.81

0.5

34.10

0.5

7.62

4.56

    Sales and related

13.12

1.2

100.26

1.2

10.12

8.80

    Office and administrative support

9.21

0.6

31.78

0.6

9.44

5.19

Natural resources, construction, and maintenance

12.84

1.2

41.21

1.2

11.99

8.83

    Construction, extraction, farming, fishing, and
     forestry

21.74

1.9

45.74

1.9

22.94

16.30

    Installation, maintenance, and repair

16.27

1.4

68.16

1.4

14.51

8.40

Production, transportation, and material moving

10.41

0.7

20.90

0.7

10.94

6.89

    Production

12.54

1.0

25.48

1.0

12.97

8.21

    Transportation and material moving

16.95

1.1

29.39

1.1

18.76

11.52

Full time

6.48

0.4

17.33

0.4

5.83

3.50

Part time

19.55

1.5

48.95

1.5

21.43

15.90

Union

10.60

1.2

21.40

1.2

9.96

7.15

Nonunion

6.39

0.4

31.41

0.4

6.29

3.61

Average wage within the following categories:2

           

    Lowest 25 percent

13.92

1.0

78.16

1.0

11.20

9.61

        Lowest 10 percent

28.30

1.6

70.27

1.6

29.48

19.67

    Second 25 percent

7.70

0.4

29.13

0.4

7.49

5.31

    Third 25 percent

10.34

0.6

18.65

0.6

9.68

4.87

    Highest 25 percent

7.18

0.7

29.91

0.7

6.45

4.45

        Highest 10 percent

10.28

1.2

46.94

1.2

8.89

6.37

Establishment characteristics

           

Goods-producing industries

9.36

0.8

18.16

0.8

10.11

6.71

Service-providing industries

7.15

0.5

23.62

0.5

6.41

3.75

    Education and health services

11.74

0.7

42.34

0.7

11.82

7.55

        Educational services

14.04

0.7

23.60

0.7

14.13

9.67

            Elementary and secondary schools

15.26

1.0

26.16

1.0

14.91

9.31

            Junior colleges, colleges, and universities

29.58

0.7

44.29

0.7

29.98

21.88

        Health care and social assistance

17.20

1.3

75.02

1.3

17.53

11.61

            Hospitals

13.05

0.6

52.23

0.6

13.12

8.53

    Public administration

17.25

0.8

23.36

0.8

18.76

9.05

1 to 99 workers

11.71

0.7

36.11

0.7

9.98

6.05

    1 to 49 workers

12.85

0.9

38.47

0.9

11.51

8.14

    50 to 99 workers

16.26

1.3

67.69

1.3

14.98

10.12

100 workers or more

6.15

0.4

13.38

0.4

6.28

4.03

    100 to 499 workers

9.74

0.5

27.81

0.5

9.69

5.98

    500 workers or more

7.61

0.5

11.58

0.5

7.94

5.88

Geographic areas

           

New England

15.90

0.8

89.82

0.8

20.43

13.96

Middle Atlantic

23.68

1.7

37.45

1.7

19.77

7.03

East North Central

16.63

0.9

35.51

0.9

15.79

6.81

West North Central

17.12

0.9

38.07

0.9

19.53

13.27

South Atlantic

9.85

0.6

65.28

0.6

8.65

6.55

East South Central

20.73

1.2

62.31

1.2

21.76

24.51

West South Central

21.79

0.9

122.70

0.9

18.24

10.27

Mountain

23.19

1.9

78.17

1.9

22.07

15.89

Pacific

11.52

1.2

41.21

1.2

12.10

7.92

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

2The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.


NOTE: For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.