Financial benefits: Access

Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2011

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Health care
reimburse-
ment
account

Total2

Performance

Signing

Other

All workers

17

20

37

39

24

18

7

2

1

5

Worker characteristics

                   

Management, professional, and related

23

31

56

59

34

26

8

3

2

5

    Management, business, and financial

30

32

59

62

30

32

13

5

3

9

    Professional and related

21

31

55

58

35

24

6

2

1

4

        Teachers

19

32

48

56

48

19

[3]

            Primary, secondary, and special education
             school teachers

18

33

47

56

49

19

        Registered nurses

18

34

62

64

27

22

2

[3]

[3]

1

Service

8

11

22

24

18

10

3

[3]

[3]

2

    Protective service

18

23

41

44

41

20

2

1

Sales and office

21

18

36

37

25

22

9

2

1

7

    Sales and related

22

9

28

29

24

22

10

1

1

9

    Office and administrative support

20

23

40

42

25

22

8

3

1

6

Natural resources, construction, and maintenance

13

15

24

28

18

11

5

2

1

3

    Construction, extraction, farming, fishing, and
     forestry

8

11

16

20

14

7

2

1

    Installation, maintenance, and repair

18

19

33

36

23

16

8

4

1

4

Production, transportation, and material moving

12

15

28

29

19

12

6

1

1

5

    Production

12

18

30

34

19

14

7

1

1

5

    Transportation and material moving

12

13

26

25

19

10

6

1

[3]

5

Full time

20

24

42

46

28

21

7

2

1

5

Part time

7

8

19

18

14

10

4

1

[3]

4

Union

16

24

48

52

42

24

5

2

1

2

Nonunion

17

19

35

37

21

17

7

2

1

5

Average wage within the following categories:4

                   

    Lowest 25 percent

8

8

17

17

15

10

4

1

[3]

4

        Lowest 10 percent

4

4

11

11

10

6

5

[3]

[3]

4

    Second 25 percent

18

19

33

36

23

17

6

1

1

5

    Third 25 percent

19

24

43

45

27

20

7

2

1

5

    Highest 25 percent

25

31

57

61

34

27

10

4

2

6

        Highest 10 percent

26

31

61

65

36

29

11

4

3

8

Establishment characteristics

                   

Goods-producing industries

14

19

32

36

16

17

8

3

2

5

Service-providing industries

17

20

37

39

26

19

6

2

1

5

    Education and health services

16

28

47

52

35

17

1

[3]

[3]

1

        Educational services

21

33

51

59

52

20

[3]

[3]

[3]

            Elementary and secondary schools

18

34

48

55

50

18

            Junior colleges, colleges, and universities

26

34

66

73

63

25

1

1

[3]

        Health care and social assistance

14

25

44

46

22

15

2

[3]

[3]

1

            Hospitals

18

43

72

75

34

29

2

1

[3]

2

    Public administration

22

33

56

58

55

31

1 to 99 workers

9

10

20

21

13

8

4

1

1

3

    1 to 49 workers

8

9

17

18

11

7

3

1

1

2

    50 to 99 workers

13

14

28

30

16

11

6

1

[3]

5

100 workers or more

24

28

52

55

35

27

9

3

1

7

    100 to 499 workers

22

21

39

41

27

23

8

2

1

7

    500 workers or more

26

35

64

68

42

32

9

3

2

6

Geographic areas

                   

New England

12

17

37

38

24

17

7

2

1

6

Middle Atlantic

12

14

32

35

30

18

5

1

1

4

East North Central

18

18

36

38

24

20

8

3

1

5

West North Central

18

25

41

44

19

21

5

1

[3]

4

South Atlantic

19

23

38

40

22

17

6

2

1

4

East South Central

26

28

27

35

31

20

11

2

1

10

West South Central

16

20

39

41

25

17

5

1

[3]

4

Mountain

16

21

43

43

25

18

5

1

1

4

Pacific

18

18

36

38

22

18

7

2

1

4

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for
further explanation.

2The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option.

3Less than 0.5 percent.

4The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages
are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.