Standard Errors
Medical care benefits, family coverage: Employer and employee premiums by employee contribution requirement

Table 14. Standard errors for medical care benefits, family coverage: Employer and employee
premiums by employee contribution requirement, State and local government workers, National
Compensation Survey, March 2011

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$13.40

0.6

$15.51

0.6

$14.37

$8.76

Worker characteristics

           

Management, professional, and related

13.75

0.7

20.15

0.7

14.40

9.68

    Professional and related

14.59

0.8

22.33

0.8

15.07

9.98

        Teachers

16.69

1.1

24.60

1.1

17.44

11.59

            Primary, secondary, and special education
             school teachers

17.98

1.2

27.41

1.2

18.65

11.22

Service

20.12

1.0

22.41

1.0

21.63

11.79

    Protective service

21.90

1.6

39.69

1.6

22.96

11.68

Sales and office

23.55

1.8

38.00

1.8

24.55

12.33

    Office and administrative support

23.48

1.5

36.47

1.5

24.36

12.35

Natural resources, construction, and maintenance

24.99

1.7

40.89

1.7

24.65

20.91

Production, transportation, and material moving

30.96

3.1

45.56

3.1

34.41

26.77

Full time

13.70

0.6

15.36

0.6

14.62

8.96

Part time

46.54

1.6

47.56

1.6

53.17

21.96

Union

11.08

1.0

16.78

1.0

12.86

8.82

Nonunion

18.43

0.5

41.52

0.5

18.73

13.64

Average wage within the following categories:1

           

    Lowest 25 percent

25.07

0.7

41.43

0.7

25.73

15.18

        Lowest 10 percent

41.10

0.9

100.04

0.9

41.45

22.86

    Second 25 percent

16.94

0.9

20.96

0.9

18.05

10.31

    Third 25 percent

18.00

0.8

23.19

0.8

18.51

12.82

    Highest 25 percent

14.24

1.0

19.25

1.0

16.11

11.80

        Highest 10 percent

17.12

1.4

19.11

1.4

21.60

15.35

Establishment characteristics

           

Service-providing industries

13.40

0.6

15.69

0.6

14.43

8.83

    Education and health services

15.26

0.7

23.10

0.7

15.83

11.27

        Educational services

16.47

0.9

23.80

0.9

16.94

11.65

            Elementary and secondary schools

15.96

1.0

26.09

1.0

15.81

9.83

            Junior colleges, colleges, and universities

45.17

1.1

41.80

1.1

46.49

35.69

        Health care and social assistance

20.78

1.3

54.97

1.3

20.21

16.88

            Hospitals

27.38

1.8

59.79

1.8

27.35

17.57

    Public administration

17.25

0.8

23.36

0.8

18.76

9.05

1 to 99 workers

36.44

1.8

63.99

1.8

38.87

19.16

    1 to 49 workers

49.54

2.5

84.25

2.5

51.02

26.67

    50 to 99 workers

44.87

2.6

103.87

2.6

50.28

28.29

100 workers or more

13.46

0.6

15.48

0.6

14.54

8.96

    100 to 499 workers

32.45

1.6

41.53

1.6

33.56

17.94

    500 workers or more

13.96

0.6

13.41

0.6

15.28

10.68

State government

26.27

0.8

49.74

0.8

26.81

19.77

Local government

13.31

0.8

15.75

0.8

14.28

7.72

Geographic areas

           

New England

25.76

2.3

94.39

2.3

29.75

12.43

Middle Atlantic

18.84

2.2

20.51

2.2

23.60

12.85

East North Central

38.53

2.5

42.89

2.5

42.44

18.99

West North Central

63.60

2.6

66.28

2.6

66.11

25.40

South Atlantic

25.87

0.3

71.13

0.3

25.28

16.31

East South Central

47.21

West South Central

32.69

Mountain

31.29

Pacific

16.52

1.6

33.19

1.6

18.28

14.93

1The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below
the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United
States, 2010." See Technical Note for more details.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.