Long-term disability plans: Employee contribution requirement

Table 29. Long-term disability plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2011

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

18

82

Worker characteristics

   

Management, professional, and related

19

81

    Professional and related

19

81

        Teachers

21

79

            Primary, secondary, and special education
             school teachers

22

78

Service

17

83

    Protective service

18

82

Sales and office

16

84

    Office and administrative support

17

83

Full time

17

83

Part time

20

80

Union

18

82

Nonunion

17

83

Average wage within the following categories:1

   

    Lowest 25 percent

19

81

        Lowest 10 percent

22

78

    Second 25 percent

15

85

    Third 25 percent

15

85

    Highest 25 percent

20

80

        Highest 10 percent

19

81

Establishment characteristics

   

Service-providing industries

18

82

    Education and health services

19

81

        Educational services

20

80

            Elementary and secondary schools

21

79

            Junior colleges, colleges, and universities

17

83

        Health care and social assistance

13

87

            Hospitals

15

85

    Public administration

16

84

     

100 workers or more

18

82

    100 to 499 workers

16

84

    500 workers or more

19

81

State government

20

80

Local government

17

83

Geographic areas

   

Middle Atlantic

6

94

East North Central

36

64

South Atlantic

7

93

Mountain

50

50

1The categories are based on the average wage for each occupation surveyed, which may include
workers with earnings both above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans,
key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20102011.htm.