Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 12. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2011

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$346.85

18

$446.46

82

$324.58

$104.60

Worker characteristics

             

Management, professional, and related

100

363.61

16

437.44

84

349.02

104.51

    Management, business, and financial

100

358.51

16

442.04

84

343.06

105.09

    Professional and related

100

366.28

17

435.22

83

352.20

104.20

Service

100

333.55

17

511.11

83

298.23

101.91

    Protective service

100

328.82

8

469.34

92

317.04

112.16

Sales and office

100

332.60

16

425.61

84

315.40

108.63

    Sales and related

100

303.87

13

398.70

87

289.30

115.06

    Office and administrative support

100

346.72

17

436.13

83

328.75

105.33

Natural resources, construction, and maintenance

100

341.99

32

436.47

68

298.45

111.67

    Construction, extraction, farming, fishing, and
     forestry

100

342.17

39

437.10

61

282.67

113.06

    Installation, maintenance, and repair

100

341.83

25

435.56

75

310.46

110.61

Production, transportation, and material moving

100

350.07

20

457.62

80

323.80

97.45

    Production

100

347.60

18

452.60

82

324.12

96.47

    Transportation and material moving

100

353.11

21

462.95

79

323.39

98.72

Full time

100

346.52

18

444.67

82

324.81

103.62

Part time

100

351.40

20

468.43

80

321.33

118.59

Union

100

444.49

43

523.08

57

385.62

95.49

Nonunion

100

330.92

14

408.92

86

317.95

105.59

Average wage within the following categories:1

             

    Lowest 25 percent

100

311.86

15

421.90

85

291.71

107.74

        Lowest 10 percent

100

283.82

13

429.43

87

262.27

115.23

    Second 25 percent

100

325.57

15

418.07

85

309.32

104.60

    Third 25 percent

100

350.45

20

446.14

80

327.25

104.12

    Highest 25 percent

100

372.55

21

468.98

79

347.35

103.83

        Highest 10 percent

100

374.63

19

458.48

81

354.91

104.59

Establishment characteristics

             

Goods-producing industries

100

346.15

22

436.44

78

320.66

94.96

    Construction

100

332.96

41

432.83

59

263.02

122.59

    Manufacturing

100

348.04

17

435.45

83

330.39

89.71

Service-providing industries

100

347.05

17

450.25

83

325.68

107.28

    Trade, transportation, and utilities

100

330.83

18

413.85

82

312.70

109.37

        Wholesale trade

100

333.84

22

422.46

78

309.49

106.60

        Retail trade

100

306.16

17

380.39

83

290.91

120.18

        Transportation and warehousing

100

373.20

16

477.91

84

353.70

91.72

        Utilities

100

385.94

16

439.09

84

376.04

90.75

    Information

100

366.20

24

495.86

76

326.21

89.22

    Financial activities

100

347.88

17

438.49

83

329.93

99.35

        Finance and insurance

100

351.60

14

459.00

86

334.04

98.42

            Credit intermediation and related activities

100

346.35

14

444.28

86

330.09

98.17

            Insurance carriers and related activities

100

351.21

12

446.71

88

338.48

96.78

        Real estate and rental and leasing

100

328.30

30

387.18

70

303.55

105.31

    Professional and business services

100

347.64

17

463.24

83

323.80

116.69

        Professional and technical services

100

354.36

20

433.34

80

335.05

114.21

        Administrative and waste services

100

339.11

14

578.03

86

299.25

127.47

    Education and health services

100

371.66

15

470.51

85

354.78

103.94

        Educational services

100

380.22

13

465.06

87

367.26

114.96

            Junior colleges, colleges, and universities

100

386.98

9

468.61

91

378.74

113.47

        Health care and social assistance

100

370.14

15

471.38

85

352.53

101.95

    Leisure and hospitality

100

298.45

16

498.22

84

261.46

103.33

        Accommodation and food services

100

289.83

12

545.59

88

254.95

105.88

    Other services

100

373.81

30

458.55

70

337.56

114.87

1 to 99 workers

100

335.90

26

430.20

74

303.44

115.52

    1 to 49 workers

100

339.80

27

433.58

73

304.44

116.92

    50 to 99 workers

100

326.55

21

419.82

79

301.20

112.43

100 workers or more

100

354.96

13

470.51

87

337.96

97.69

    100 to 499 workers

100

341.36

13

427.01

87

328.84

100.91

    500 workers or more

100

370.76

13

520.43

87

348.57

93.96

Geographic areas

             

New England

100

353.95

12

441.82

88

342.39

120.64

Middle Atlantic

100

384.33

22

498.69

78

351.31

109.05

East North Central

100

347.18

18

425.07

82

330.49

101.94

West North Central

100

342.23

16

422.34

84

327.08

97.98

South Atlantic

100

323.82

12

405.51

88

312.59

104.84

East South Central

100

327.48

14

422.98

86

311.62

108.45

West South Central

100

336.51

18

412.99

82

320.18

101.08

Mountain

100

334.44

20

432.71

80

309.15

104.13

Pacific

100

353.33

26

470.57

74

312.64

101.48

1The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.