Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, civilian workers,1
National Compensation Survey, March 2012

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate2

Varies3

Flexible
benefits4

Percent of
earnings

Exists, but
unknown

Other

All workers

100

76

[5]

12

1

[5]

10

[5]

Worker characteristics

               

Management, professional, and related

100

76

[5]

13

1

1

9

[5]

    Management, business, and financial

100

78

[5]

10

1

[5]

9

[5]

    Professional and related

100

75

14

1

1

9

        Teachers

100

78

12

1

1

6

            Primary, secondary, and special education
             school teachers

100

78

11

2

6

        Registered nurses

100

70

[5]

18

1

10

Service

100

79

10

1

1

10

    Protective service

100

78

8

3

2

8

Sales and office

100

72

[5]

17

[5]

[5]

10

[5]

    Sales and related

100

64

23

12

    Office and administrative support

100

75

14

1

[5]

9

Natural resources, construction, and maintenance

100

80

7

[5]

11

1

    Construction, extraction, farming, fishing, and
     forestry

100

82

5

9

    Installation, maintenance, and repair

100

79

8

1

12

Production, transportation, and material moving

100

80

7

[5]

[5]

13

    Production

100

79

8

12

    Transportation and material moving

100

80

5

[5]

13

Full time

100

76

[5]

12

1

[5]

10

[5]

Part time

100

74

[5]

17

[5]

9

Union

100

77

1

9

1

1

10

1

Nonunion

100

76

[5]

13

1

[5]

10

[5]

Average wage within the following categories:6

               

    Lowest 25 percent

100

77

12

11

        Lowest 10 percent

100

83

7

9

    Second 25 percent

100

75

[5]

14

1

[5]

10

[5]

    Third 25 percent

100

77

[5]

11

1

[5]

10

[5]

    Highest 25 percent

100

76

[5]

11

1

1

10

[5]

        Highest 10 percent

100

75

[5]

12

1

1

11

[5]

Establishment characteristics

               

Goods-producing industries

100

80

7

[5]

12

Service-providing industries

100

76

[5]

13

1

1

10

[5]

    Education and health services

100

76

15

1

1

7

        Educational services

100

77

14

1

1

6

            Elementary and secondary schools

100

79

12

1

1

6

            Junior colleges, colleges, and universities

100

76

18

1

[5]

4

        Healthcare and social assistance

100

75

15

1

9

            Hospitals

100

71

18

1

9

    Public administration

100

78

11

4

2

5

1 to 99 workers

100

78

9

[5]

12

[5]

    1 to 49 workers

100

77

9

13

[5]

    50 to 99 workers

100

81

7

11

100 workers or more

100

75

[5]

14

1

1

9

[5]

    100 to 499 workers

100

76

1

13

1

9

    500 workers or more

100

74

15

1

1

8

Geographic areas

               

New England

100

84

7

8

Middle Atlantic

100

74

11

3

10

East North Central

100

75

15

[5]

10

[5]

West North Central

100

73

12

13

South Atlantic

100

79

11

9

East South Central

100

77

14

9

West South Central

100

78

12

1

9

Mountain

100

73

13

13

Pacific

100

74

1

12

2

11

1Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

5Less than 0.5.

2A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

6The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

4Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.