Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2012

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

94

4

1

1

Worker characteristics

       

Management, professional, and related

95

4

1

[2]

    Management, business, and financial

94

5

1

[2]

    Professional and related

96

3

[2]

[2]

        Teachers

96

2

1

1

            Primary, secondary, and special education
             school teachers

96

2

        Registered nurses

98

2

Service

95

4

    Protective service

94

6

Sales and office

94

5

[2]

1

    Sales and related

91

9

    Office and administrative support

95

4

1

1

Natural resources, construction, and maintenance

89

6

3

2

    Construction, extraction, farming, fishing, and
     forestry

88

8

    Installation, maintenance, and repair

90

6

2

2

Production, transportation, and material moving

90

3

5

2

    Production

88

3

7

2

    Transportation and material moving

92

3

2

3

Full time

94

4

1

1

Union

85

6

6

3

Nonunion

96

4

[2]

[2]

Average wage within the following categories:3

       

    Lowest 25 percent

95

4

    Second 25 percent

95

3

1

1

    Third 25 percent

94

4

2

1

    Highest 25 percent

93

4

1

1

        Highest 10 percent

94

5

1

[2]

Establishment characteristics

       

Goods-producing industries

90

4

5

2

Service-providing industries

95

4

1

1

    Education and health services

97

2

1

1

        Educational services

95

3

1

1

            Elementary and secondary schools

96

2

            Junior colleges, colleges, and universities

94

6

        Healthcare and social assistance

98

2

            Hospitals

97

2

    Public administration

92

7

1 to 99 workers

94

4

1

[2]

    1 to 49 workers

93

5

1

[2]

    50 to 99 workers

96

3

1

1

100 workers or more

94

4

1

1

    100 to 499 workers

94

5

1

1

    500 workers or more

94

4

2

1

Geographic areas

       

New England

95

4

Middle Atlantic

94

3

East North Central

90

5

3

1

West North Central

95

3

South Atlantic

95

4

East South Central

91

8

West South Central

96

3

Mountain

96

4

Pacific

94

4

1Includes workers in the private nonfarm economy
except those in private households, and workers in the
public sector, except the federal government. See
Technical Note for further explanation.

3The categories are based on the average wage for
each occupation surveyed, which may include workers
with earnings both above and below the threshold. The
average wages are based on the estimates published in
the "National Compensation Survey: Occupational
Earnings in the United States, 2010." See Technical
Note for more&nb sp;details.

2Less than 0.5.


NOTE: Because of rounding, sums of individual items
may not equal totals. Dash indicates no workers in this
category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related
terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.