Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2012

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

22

60

9

7

2

58.7

60.0

Worker characteristics

             

Management, professional, and related

22

57

10

8

2

58.7

60.0

    Management, business, and financial

22

60

9

58.6

60.0

    Professional and related

23

56

11

8

2

58.8

60.0

        Teachers

14

45

21

14

7

61.1

60.0

            Primary, secondary, and special education
             school teachers

16

37

25

16

6

61.2

60.0

        Registered nurses

45

44

7

55.5

60.0

Service

28

55

10

5

3

58.4

60.0

    Protective service

20

53

15

60.0

60.0

Sales and office

22

62

7

7

2

58.8

60.0

    Sales and related

20

67

6

5

2

59.0

60.0

    Office and administrative support

22

60

7

8

2

58.7

60.0

Natural resources, construction, and maintenance

18

65

9

6

3

59.4

60.0

    Construction, extraction, farming, fishing, and
     forestry

20

63

59.2

60.0

    Installation, maintenance, and repair

16

66

8

7

3

59.5

60.0

Production, transportation, and material moving

18

70

5

6

1

58.6

60.0

    Production

16

70

8

59.1

60.0

    Transportation and material moving

21

70

5

3

1

58.1

60.0

Full time

22

61

9

7

2

58.7

60.0

Union

28

47

10

9

6

59.1

60.0

Nonunion

21

62

8

7

1

58.7

60.0

Average wage within the following categories:2

             

    Lowest 25 percent

20

64

7

6

3

59.3

60.0

    Second 25 percent

22

62

9

6

1

58.6

60.0

    Third 25 percent

21

61

9

7

2

58.9

60.0

    Highest 25 percent

23

58

9

8

2

58.6

60.0

        Highest 10 percent

24

58

9

7

2

58.4

60.0

Establishment characteristics

             

Goods-producing industries

19

69

7

58.7

60.0

Service-providing industries

23

59

9

7

2

58.7

60.0

    Education and health services

25

53

11

58.7

60.0

        Educational services

13

48

21

12

6

61.1

60.0

            Elementary and secondary schools

16

36

26

15

6

61.4

60.0

            Junior colleges, colleges, and universities

10

64

13

60.6

60.0

        Healthcare and social assistance

34

57

4

56.7

60.0

            Hospitals

45

49

2

55.0

60.0

    Public administration

18

47

21

11

3

60.3

60.0

1 to 99 workers

18

66

6

9

2

59.3

60.0

    1 to 49 workers

17

68

6

8

2

59.2

60.0

    50 to 99 workers

18

62

7

11

2

59.4

60.0

100 workers or more

24

58

10

7

2

58.5

60.0

    100 to 499 workers

16

68

8

7

2

59.2

60.0

    500 workers or more

30

51

11

58.0

60.0

Geographic areas

             

New England

70

6

7

59.3

60.0

Middle Atlantic

23

61

5

11

1

59.1

60.0

East North Central

28

59

5

6

2

58.1

60.0

West North Central

16

58

10

60.3

60.0

South Atlantic

21

60

15

3

1

58.2

60.0

East South Central

21

67

5

58.4

60.0

West South Central

21

67

4

7

2

58.3

60.0

Mountain

20

54

14

59.4

60.0

Pacific

23

55

12

9

1

58.9

60.0

1Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.