Financial benefits: Access

Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2012

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Healthcare
reimburse-
ment
account

Total2

Perform-
ance

Signing

Other

All workers

20

20

37

40

24

19

7

2

1

5

Worker characteristics

                   

Management, professional, and related

27

32

56

60

33

27

9

4

2

6

    Management, business, and financial

34

33

58

61

28

33

13

6

4

10

    Professional and related

24

32

56

60

35

25

7

3

1

5

        Teachers

20

34

49

58

51

20

            Primary, secondary, and special education
             school teachers

19

34

48

58

52

18

        Registered nurses

24

36

68

69

29

24

2

[3]

Service

9

12

23

24

18

11

2

2

    Protective service

17

22

42

44

39

19

1

1

Sales and office

24

18

36

38

25

22

9

2

1

7

    Sales and related

24

9

28

30

24

22

10

1

1

9

    Office and administrative support

24

24

40

43

26

22

9

3

2

7

Natural resources, construction, and maintenance

15

16

26

29

19

13

5

2

3

    Construction, extraction, farming, fishing, and
     forestry

10

12

16

20

15

8

2

1

    Installation, maintenance, and repair

20

19

34

37

23

18

8

3

4

Production, transportation, and material moving

15

15

28

30

16

11

6

1

1

5

    Production

16

17

31

34

17

14

6

1

1

5

    Transportation and material moving

14

13

25

26

16

9

6

1

1

5

Full time

23

24

43

47

27

22

8

3

1

6

Part time

9

8

18

17

15

10

4

1

[3]

4

Union

18

26

49

54

42

25

5

2

1

2

Nonunion

20

19

35

37

21

18

7

2

1

6

Average wage within the following categories:4

                   

    Lowest 25 percent

8

7

17

17

15

10

3

[3]

[3]

3

        Lowest 10 percent

4

3

11

9

10

5

3

3

    Second 25 percent

21

19

33

36

24

18

6

2

1

5

    Third 25 percent

22

24

43

46

26

21

7

2

1

6

    Highest 25 percent

29

32

58

62

33

28

11

5

2

7

        Highest 10 percent

31

33

62

66

34

30

13

5

3

9

Establishment characteristics

                   

Goods-producing industries

18

18

34

36

16

17

8

3

1

6

Service-providing industries

20

20

38

40

26

19

6

2

1

5

    Education and health services

20

29

48

52

36

18

1

[3]

1

        Educational services

22

33

52

59

53

20

[3]

[3]

[3]

            Elementary and secondary schools

19

34

49

56

53

18

            Junior colleges, colleges, and universities

29

34

66

73

63

27

1

1

[3]

        Healthcare and social assistance

19

26

45

48

24

16

2

1

            Hospitals

20

42

73

75

34

30

2

1

2

    Public administration

22

32

57

58

60

31

1 to 99 workers

12

10

20

22

13

9

5

1

1

4

    1 to 49 workers

10

9

18

18

12

8

4

1

1

3

    50 to 99 workers

16

14

27

31

17

12

7

2

1

6

100 workers or more

27

29

53

56

35

28

9

3

2

7

    100 to 499 workers

25

22

40

43

27

25

8

2

1

6

    500 workers or more

28

36

66

70

43

31

10

4

3

7

Geographic areas

                   

New England

14

18

40

40

24

17

6

2

1

6

Middle Atlantic

14

16

33

36

28

18

7

1

1

6

East North Central

21

19

36

39

24

20

7

3

1

5

West North Central

22

28

43

45

19

21

7

2

1

5

South Atlantic

21

22

37

39

24

19

7

2

1

6

East South Central

26

27

32

35

30

19

10

3

2

8

West South Central

18

20

40

43

25

19

6

2

4

Mountain

19

18

41

43

24

16

5

1

1

4

Pacific

21

19

37

39

23

19

7

3

2

5

1Includes workers in the private nonfarm economy except those in private households, and
workers in the public sector, except the federal government. See Technical Note for further
explanation.

4The categories are based on the average wage for each occupation surveyed, which may
include workers with earnings both above and below the threshold. The average wages are
based on the estimates published in the "National Compensation Survey: Occupational Earnings
in the United States, 2010." See Technical Note for more details.

2The sum of the individual components may be greater than the total because some
employees may have access to more than one type of stock option.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee
Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.

3Less than 0.5.