Medical care benefit combinations: Access

Table 45. Medical care benefit combinations: Access, civilian workers,1 National Compensation Survey, March 2012

(All workers = 100 percent)

Characteristics

Medical care and retirement benefits

Medical care and life insurance benefits

Medical care benefits and defined benefit
retirement

Medical care benefits and defined contribution
retirement

Medical
care and
retirement
benefits

Medical
care and no
retirement
benefits

Retirement
benefits
and no
medical
care
benefits

No medical
care and no
retirement
benefits

Medical
care and
life
insurance
benefits

Medical
care and no
life
insurance
benefits

Life
insurance
and no
medical
care
benefits

No medical
care and no
life
insurance
benefits

Medical
care
benefits
and defined
benefit
retirement

Medical
care
benefits
and no
defined
benefit
retirement

Defined
benefit
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
benefit
retirement

Medical
care
benefits
and defined
contribution
retirement

Medical
care
benefits
and no
defined
contribution
retirement

Defined
contribution
retirement
and no
medical
care
benefits

No medical
care
benefits
and no
defined
contribution
retirement

All workers

62

10

6

21

59

13

1

26

28

45

1

27

49

23

6

22

Worker characteristics

                               

Management, professional, and related

79

8

3

9

77

11

1

11

42

46

1

11

61

27

3

9

    Management, business, and financial

82

11

2

5

84

9

1

6

39

55

[2]

6

72

21

2

5

    Professional and related

78

7

4

10

75

11

1

13

44

42

1

13

56

30

3

11

        Teachers

85

1

3

11

75

11

[2]

13

72

14

2

12

34

52

1

13

            Primary, secondary, and special education
             school teachers

96

1

1

2

83

14

90

7

1

2

27

70

        Registered nurses

78

4

4

14

74

8

1

17

38

44

1

17

67

15

4

14

Service

37

9

9

44

34

13

2

51

17

30

1

52

27

20

9

44

    Protective service

66

2

10

22

63

5

6

26

50

18

2

30

32

36

9

23

Sales and office

62

11

8

19

58

15

1

26

22

51

1

26

55

19

7

20

    Sales and related

53

10

14

23

46

17

1

36

11

52

2

35

49

14

13

24

    Office and administrative support

68

11

5

16

65

14

1

20

28

51

1

20

58

21

4

17

Natural resources, construction, and maintenance

65

13

3

19

61

18

1

20

30

49

[2]

21

53

26

3

19

    Construction, extraction, farming, fishing, and
     forestry

60

12

4

23

53

26

31

41

45

27

4

23

    Installation, maintenance, and repair

70

14

1

15

67

16

28

55

60

24

1

15

Production, transportation, and material moving

62

13

5

19

63

13

1

24

25

51

1

23

50

25

5

20

    Production

67

16

2

15

70

13

1

17

22

60

61

21

2

15

    Transportation and material moving

58

12

8

23

56

13

1

30

27

42

2

29

40

29

7

24

Full time

76

12

2

10

75

13

1

11

34

54

[2]

12

61

27

2

10

Part time

20

4

18

57

12

12

2

74

8

16

3

73

14

10

16

60

Union

92

2

2

3

84

10

1

4

80

15

1

4

44

51

1

4

Nonunion

57

12

7

24

55

14

1

30

19

50

1

30

50

18

6

25

Average wage within the following categories:3

                               

    Lowest 25 percent

27

10

14

49

24

13

2

61

7

30

2

61

23

15

12

50

        Lowest 10 percent

13

8

17

62

11

10

2

77

3

17

2

78

11

10

16

64

    Second 25 percent

64

13

5

18

62

15

1

22

22

54

1

22

53

24

5

19

    Third 25 percent

76

11

3

10

73

14

1

12

34

53

[2]

12

60

28

2

10

    Highest 25 percent

86

7

2

5

83

10

1

6

50

44

1

6

66

28

2

5

        Highest 10 percent

88

7

2

3

86

9

1

4

51

44

1

5

69

25

2

4

Establishment characteristics

                               

Goods-producing industries

72

13

2

12

71

14

1

13

27

59

66

20

2

12

Service-providing industries

60

10

7

23

57

13

1

28

28

42

1

29

47

24

6

24

    Education and health services

72

8

5

15

67

13

1

18

42

38

1

18

46

34

4

16

        Educational services

83

3

3

10

75

11

1

13

69

18

3

11

34

52

1

13

            Elementary and secondary schools

87

2

4

8

75

13

1

10

81

7

4

8

23

65

1

11

            Junior colleges, colleges, and universities

85

2

3

11

81

5

1

13

51

35

1

12

60

26

1

12

        Healthcare and social assistance

64

12

6

18

62

14

2

23

23

53

[2]

24

56

20

6

18

            Hospitals

86

2

3

8

85

4

1

11

48

41

1

10

72

16

3

8

    Public administration

87

1

3

9

81

7

1

11

83

6

2

9

32

56

1

11

1 to 99 workers

43

15

8

34

41

17

1

41

10

48

1

41

38

20

8

34

    1 to 49 workers

39

15

8

38

36

18

1

45

8

45

[2]

46

35

19

8

38

    50 to 99 workers

56

14

9

21

56

14

2

28

15

55

1

29

49

21

7

23

100 workers or more

80

6

4

10

77

9

1

13

44

42

1

13

60

26

4

11

    100 to 499 workers

74

9

6

12

69

13

2

16

27

55

1

16

60

22

5

13

    500 workers or more

86

4

3

8

84

5

1

10

61

29

1

9

59

31

2

9

Geographic areas

                               

New England

64

10

4

22

62

12

1

24

28

46

1

25

50

24

4

22

Middle Atlantic

64

9

5

22

57

16

1

26

32

41

1

26

49

24

4

23

East North Central

64

10

7

20

64

9

1

25

31

43

2

25

53

20

6

21

West North Central

64

7

9

21

63

8

1

28

27

44

2

27

51

20

7

22

South Atlantic

62

10

6

22

59

13

1

27

25

47

1

27

53

19

6

22

East South Central

66

11

5

18

66

22

33

44

46

31

5

18

West South Central

61

11

7

21

61

11

1

27

25

48

[2]

28

49

24

7

21

Mountain

59

11

7

23

57

14

1

28

21

50

1

29

48

22

6

23

Pacific

59

13

5

23

53

19

1

27

29

43

1

27

43

29

5

24

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal
government. See Technical Note for further explanation.

3The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and
below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more details.

2Less than 0.5.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet
publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.