Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2012

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount2

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

72

$170

$300

$561

$1,000

$2,080

28

Worker characteristics

             

Management, professional, and related

69

170

500

700

1,500

2,350

31

    Management, business, and financial

71

170

500

917

1,750

2,500

29

    Professional and related

68

170

500

692

1,500

2,309

32

        Teachers

69

170

500

692

850

1,662

31

        Registered nurses

60

170

572

1,250

2,423

40

Service

82

170

200

546

572

1,300

18

    Protective service

72

170

170

559

2,500

28

Sales and office

73

170

250

561

1,150

2,308

27

    Sales and related

74

170

230

559

1,000

2,885

26

    Office and administrative support

72

170

250

561

1,150

2,308

28

Natural resources, construction, and maintenance

73

170

559

1,000

27

    Construction, extraction, farming, fishing, and
     forestry

74

170

500

546

600

26

    Installation, maintenance, and repair

72

170

561

1,000

1,800

28

Production, transportation, and material moving

69

170

250

515

750

1,500

31

    Production

69

170

250

515

1,000

31

    Transportation and material moving

69

170

500

572

1,250

31

Full time

71

170

340

572

1,155

2,308

29

Part time

84

170

170

561

650

16

Union

72

170

200

500

572

1,500

28

Nonunion

72

170

315

572

1,150

2,308

28

Average wage within the following categories:3

             

    Lowest 25 percent

83

170

170

546

572

1,300

17

    Second 25 percent

73

170

315

561

1,000

2,000

27

    Third 25 percent

71

170

275

561

1,000

2,080

29

    Highest 25 percent

67

170

400

600

1,500

2,350

33

        Highest 10 percent

67

170

600

1,500

2,500

33

Establishment characteristics

             

Goods-producing industries

66

170

300

550

1,000

2,000

34

Service-providing industries

74

170

300

561

1,000

2,307

26

    Education and health services

68

170

572

1,000

2,000

32

        Educational services

64

170

692

831

1,500

36

            Elementary and secondary schools

67

185

500

692

831

33

            Junior colleges, colleges, and universities

57

170

185

572

1,039

1,500

43

        Healthcare and social assistance

70

170

385

561

1,000

2,307

30

            Hospitals

59

170

385

1,250

2,423

41

    Public administration

71

135

200

572

1,662

29

1 to 99 workers

79

170

546

1,000

1,662

21

    1 to 49 workers

82

170

546

692

1,500

18

    50 to 99 workers

74

170

250

524

1,000

2,000

26

100 workers or more

67

170

315

577

1,500

2,309

33

    100 to 499 workers

73

170

400

700

1,500

2,310

27

    500 workers or more

62

170

250

572

1,100

2,308

38

Geographic areas

             

Middle Atlantic

89

170

170

524

572

750

11

East North Central

50

200

350

700

1,250

2,300

50

South Atlantic

69

300

550

1,000

1,500

2,423

31

East South Central

67

250

1,000

2,800

33

West South Central

64

275

500

2,000

36

Mountain

69

2,300

3,000

31

Pacific

76

170

476

2,000

2,350

24

1Includes workers in the private nonfarm economy except those in private
households, and workers in the public sector, except the federal government.
See Technical Note for further explanation.

3The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.

2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers re ceive the same or less
than the benefit shown. The remaining percentiles follow the same logic.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.