Medical care benefits, single coverage: Employee participation by type of contribution

Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2012

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

73

18

2

2

4

Worker characteristics

               

Management, professional, and related

100

73

18

3

1

4

    Professional and related

100

73

19

2

1

4

        Teachers

100

74

17

1

5

            Primary, secondary, and special education
             school teachers

100

74

15

2

6

Service

100

76

14

1

3

4

    Protective service

100

78

11

3

5

Sales and office

100

71

21

2

1

3

    Office and administrative support

100

71

22

3

2

3

Natural resources, construction, and maintenance

100

73

16

3

6

Production, transportation, and material moving

100

69

20

3

7

Full time

100

73

18

2

2

4

Part time

100

71

20

2

5

Union

100

71

16

3

3

6

Nonunion

100

75

19

2

[4]

3

Average wage within the following categories:5

               

    Lowest 25 percent

100

76

18

[4]

3

        Lowest 10 percent

100

83

12

4

    Second 25 percent

100

74

19

2

2

3

    Third 25 percent

100

77

14

2

2

4

    Highest 25 percent

100

68

20

3

2

5

        Highest 10 percent

100

69

18

3

4

6

Establishment characteristics

               

Service-providing industries

100

73

18

2

2

4

    Education and health services

100

73

20

1

1

4

        Educational services

100

74

19

1

1

4

            Elementary and secondary schools

100

75

16

1

2

5

            Junior colleges, colleges, and universities

100

73

26

        Healthcare and social assistance

100

63

31

3

            Hospitals

100

69

25

    Public administration

100

74

15

4

2

4

1 to 99 workers

100

73

17

6

    1 to 49 workers

100

72

6

    50 to 99 workers

100

73

16

100 workers or more

100

73

18

2

2

4

    100 to 499 workers

100

76

13

4

3

    500 workers or more

100

73

19

2

1

4

State government

100

67

28

4

Local government

100

76

13

1

2

6

Geographic areas

               

New England

100

91

Middle Atlantic

100

58

17

14

9

East North Central

100

77

19

4

West North Central

100

68

20

South Atlantic

100

78

20

2

East South Central

100

72

West South Central

100

86

4

4

Mountain

100

74

Pacific

100

63

21

9

3

1A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.5.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.