Standard Errors
Long-term disability plans: Employee contribution requirement

Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, State and local government workers,
National Compensation Survey, March 2012

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

2.8

2.8

Worker characteristics

   

Management, professional, and related

2.5

2.5

    Professional and related

2.6

2.6

        Teachers

3.4

3.4

            Primary, secondary, and special education
             school teachers

4.3

4.3

Service

2.8

2.8

    Protective service

3.9

3.9

Sales and office

4.7

4.7

    Office and administrative support

4.9

4.9

Full time

3.0

3.0

Part time

4.4

4.4

Union

2.2

2.2

Nonunion

3.7

3.7

Average wage within the following categories:1

   

    Second 25 percent

3.2

3.2

    Third 25 percent

2.8

2.8

    Highest 25 percent

1.8

1.8

        Highest 10 percent

2.5

2.5

Establishment characteristics

   

Service-providing industries

2.9

2.9

    Education and health services

3.3

3.3

        Educational services

3.7

3.7

            Elementary and secondary schools

4.9

4.9

            Junior colleges, colleges, and universities

4.2

4.2

    Public administration

2.8

2.8

     

100 workers or more

2.0

2.0

    100 to 499 workers

3.6

3.6

    500 workers or more

2.1

2.1

State government

4.1

4.1

Local government

3.6

3.6

Geographic areas

   

Middle Atlantic

1.9

1.9

East North Central

3.2

3.2

South Atlantic

1.5

1.5

Mountain

14.0

14.0

Pacific

2.8

2.8

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.


NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.