Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, State and local
government workers, National Compensation Survey, March 2012

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

50

8

Worker characteristics

       

Management, professional, and related

51

9

    Professional and related

49

10

        Teachers

48

10

            Primary, secondary, and special education
             school teachers

43

Service

53

7

    Protective service

59

Sales and office

46

6

    Office and administrative support

45

7

Natural resources, construction, and maintenance

54

Production, transportation, and material moving

43

5

Full time

50

8

Part time

51

13

Union

44

13

Nonunion

58

2

Average wage within the following categories:2

       

    Lowest 25 percent

47

3

        Lowest 10 percent

47

3

    Second 25 percent

57

6

    Third 25 percent

49

8

    Highest 25 percent

49

13

        Highest 10 percent

48

14

Establishment characteristics

       

Service-providing industries

50

8

    Education and health services

48

8

        Educational services

46

8

            Elementary and secondary schools

39

5

            Junior colleges, colleges, and universities

70

15

        Healthcare and social assistance

61

10

            Hospitals

59

    Public administration

52

9

1 to 99 workers

52

    1 to 49 workers

58

100 workers or more

50

9

    100 to 499 workers

46

11

    500 workers or more

51

8

State government

82

12

Local government

38

6

Geographic areas

       

Middle Atlantic

24

26

East North Central

44

West North Central

54

South Atlantic

62

West South Central

49

Pacific

77

6

1Employer assumes all risks and expenses of
providing the benefit.


NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for
each occupation surveyed, which may include workers with
earnings both above and below the threshold. The average
wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for more
details.