Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Medical care benefits, single coverage: Employer and employee premiums by employee
contribution requirement, private industry workers,  National Compensation Survey, March 2012

(All workers with single coverage medical care benefits = 100 percent)

Characteristics

Total

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

100

$356.33

18

$458.71

82

$334.52

$107.78

Worker characteristics

             

Management, professional, and related

100

370.69

15

442.36

85

358.02

105.78

    Management, business, and financial

100

363.71

15

454.74

85

347.82

105.26

    Professional and related

100

374.66

15

435.44

85

363.84

106.08

Service

100

334.52

17

488.13

83

302.17

106.30

    Protective service

100

347.09

6

441.42

94

340.61

110.82

Sales and office

100

337.78

16

427.44

84

321.12

111.66

    Sales and related

100

299.89

13

389.19

87

287.12

117.41

    Office and administrative support

100

356.70

17

441.29

83

339.07

108.63

Natural resources, construction, and maintenance

100

371.54

31

485.91

69

320.81

115.77

    Construction, extraction, farming, fishing, and
     forestry

100

385.37

40

491.42

60

313.98

121.41

    Installation, maintenance, and repair

100

360.81

23

478.56

77

324.94

112.37

Production, transportation, and material moving

100

363.92

19

483.53

81

336.41

103.11

    Production

100

357.36

16

479.02

84

333.80

100.26

    Transportation and material moving

100

372.23

22

487.77

78

339.94

106.98

Full time

100

358.78

17

461.82

83

336.99

106.57

Part time

100

322.17

19

419.14

81

299.15

124.96

Union

100

453.67

40

538.35

60

396.50

102.63

Nonunion

100

340.02

14

419.60

86

327.32

108.37

Average wage within the following categories:1

             

    Lowest 25 percent

100

309.18

16

415.58

84

288.72

115.77

        Lowest 10 percent

100

301.22

16

472.97

84

267.52

125.85

    Second 25 percent

100

337.42

15

431.10

85

320.63

105.48

    Third 25 percent

100

361.60

18

465.29

82

339.08

108.51

    Highest 25 percent

100

379.25

19

479.32

81

355.20

106.19

        Highest 10 percent

100

379.79

18

467.57

82

360.62

104.09

Establishment characteristics

             

Goods-producing industries

100

366.91

21

480.89

79

337.04

98.57

    Construction

100

377.70

41

494.23

59

296.97

127.65

    Manufacturing

100

361.15

15

469.24

85

341.87

93.09

Service-providing industries

100

353.31

17

450.80

83

333.83

110.28

    Trade, transportation, and utilities

100

334.60

17

411.82

83

318.43

113.82

        Wholesale trade

100

347.48

21

428.95

79

325.60

109.83

        Retail trade

100

294.08

16

350.75

84

283.05

123.73

        Transportation and warehousing

100

397.56

15

526.11

85

374.85

100.55

        Utilities

100

403.35

16

441.78

84

396.04

91.08

    Information

100

372.54

23

517.41

77

328.69

84.96

    Financial activities

100

367.59

17

485.35

83

343.76

102.50

        Finance and insurance

100

362.87

14

467.12

86

346.22

102.07

            Credit intermediation and related activities

100

357.51

14

455.07

86

341.12

99.15

            Insurance carriers and related activities

100

360.42

11

461.04

89

348.22

99.82

        Real estate and rental and leasing

100

389.90

31

523.21

69

329.17

105.03

    Professional and business services

100

351.89

17

466.50

83

328.70

120.01

        Professional and technical services

100

355.60

19

428.75

81

338.18

117.95

        Administrative and waste services

100

346.50

    Education and health services

100

375.64

12

439.07

88

367.08

105.25

        Educational services

100

378.09

13

449.66

87

367.18

117.51

            Junior colleges, colleges, and universities

100

398.72

8

469.81

92

392.44

116.67

        Healthcare and social assistance

100

375.16

12

436.71

88

367.06

102.89

    Leisure and hospitality

100

306.51

22

479.97

78

256.74

106.75

        Accommodation and food services

100

280.20

16

495.98

84

237.78

109.72

    Other services

100

376.81

28

461.49

72

344.18

118.55

1 to 99 workers

100

345.14

24

446.78

76

313.06

117.64

    1 to 49 workers

100

345.93

25

442.86

75

312.85

118.26

    50 to 99 workers

100

343.30

21

458.07

79

313.52

116.29

100 workers or more

100

364.98

13

476.27

87

348.94

101.14

    100 to 499 workers

100

351.36

13

447.28

87

337.45

104.30

    500 workers or more

100

381.45

13

511.71

87

362.80

97.34

Geographic areas

             

New England

100

352.65

10

434.31

90

343.49

124.78

Middle Atlantic

100

391.37

24

502.72

76

356.66

113.63

East North Central

100

361.25

17

448.92

83

343.60

105.17

West North Central

100

345.96

13

455.47

87

329.18

100.72

South Atlantic

100

338.94

11

435.40

89

326.71

108.68

East South Central

100

341.78

14

436.26

86

326.72

102.91

West South Central

100

343.90

18

422.85

82

326.25

102.59

Mountain

100

346.79

20

437.43

80

323.79

109.44

Pacific

100

359.10

23

470.61

77

325.15

105.60

1The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals. For
definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.