Standard Errors
Medical care benefits, single coverage: Employer and employee premiums by employee contribution requirement

Table 11. Standard errors for medical care benefits, single coverage: Employer and employee
premiums by employee contribution requirement, private industry workers,  National
Compensation Survey, March 2012

Characteristics

Average
flat monthly
employer
premium

Employee contribution not
required

Employee contribution required

Percent of
participating
employees

Average
flat monthly
employer
premium

Percent of
participating
employees

Average
flat monthly
employer
premium

Average
flat monthly
employee
contribution

All workers

$2.81

0.7

$8.85

0.7

$2.15

$1.09

Worker characteristics

           

Management, professional, and related

3.35

0.9

9.18

0.9

3.11

1.64

    Management, business, and financial

4.58

0.8

13.92

0.8

4.57

2.02

    Professional and related

4.12

1.3

12.51

1.3

4.31

2.27

Service

13.42

2.2

41.34

2.2

7.52

3.22

    Protective service

15.58

2.1

43.13

2.1

14.87

8.58

Sales and office

2.91

0.8

10.95

0.8

3.21

1.93

    Sales and related

3.96

1.1

19.32

1.1

3.49

3.35

    Office and administrative support

3.85

1.0

11.69

1.0

4.38

2.25

Natural resources, construction, and maintenance

7.10

1.9

15.41

1.9

6.30

2.88

    Construction, extraction, farming, fishing, and
     forestry

10.14

3.2

17.76

3.2

13.01

5.09

    Installation, maintenance, and repair

9.58

2.3

25.76

2.3

6.70

4.01

Production, transportation, and material moving

5.44

1.4

15.45

1.4

4.60

2.12

    Production

5.74

1.6

19.22

1.6

5.35

3.13

    Transportation and material moving

9.90

2.2

23.27

2.2

9.32

3.20

Full time

2.79

0.7

9.18

0.7

2.15

1.15

Part time

8.17

1.7

18.51

1.7

9.08

5.40

Union

9.32

2.2

17.29

2.2

7.10

3.33

Nonunion

2.40

0.6

7.12

0.6

2.23

1.14

Average wage within the following categories:1

           

    Lowest 25 percent

6.76

1.4

19.32

1.4

5.81

3.78

        Lowest 10 percent

15.86

2.1

43.68

2.1

14.39

9.59

    Second 25 percent

4.15

1.1

17.14

1.1

3.55

1.72

    Third 25 percent

4.35

1.0

15.25

1.0

3.32

1.84

    Highest 25 percent

3.41

1.1

10.47

1.1

2.36

1.51

        Highest 10 percent

4.47

1.4

12.70

1.4

3.59

1.97

Establishment characteristics

           

Goods-producing industries

4.49

1.2

12.55

1.2

4.33

2.26

    Construction

9.15

2.6

16.62

2.6

9.83

4.36

    Manufacturing

5.18

1.4

18.62

1.4

4.62

2.34

Service-providing industries

3.38

0.9

11.75

0.9

2.43

1.25

    Trade, transportation, and utilities

5.02

1.2

16.15

1.2

4.23

2.35

        Wholesale trade

7.25

2.1

21.83

2.1

6.13

3.97

        Retail trade

5.12

1.8

16.80

1.8

4.32

3.67

        Transportation and warehousing

15.23

2.6

43.94

2.6

15.67

5.47

        Utilities

9.92

3.3

16.35

3.3

10.71

6.59

    Information

11.46

3.5

17.76

3.5

7.34

3.47

    Financial activities

5.00

1.3

20.36

1.3

3.54

2.18

        Finance and insurance

4.28

1.2

16.21

1.2

3.41

1.50

            Credit intermediation and related activities

5.99

2.0

18.63

2.0

4.78

1.66

            Insurance carriers and related activities

5.96

1.5

22.77

1.5

6.58

2.98

        Real estate and rental and leasing

20.28

6.7

54.58

6.7

12.03

12.98

    Professional and business services

7.40

2.4

26.76

2.4

6.97

3.61

        Professional and technical services

9.75

2.5

20.86

2.5

10.44

4.09

        Administrative and waste services

22.57

    Education and health services

6.13

1.1

22.37

1.1

5.67

2.93

        Educational services

6.43

2.3

9.00

2.3

6.86

3.71

            Junior colleges, colleges, and universities

5.42

1.7

15.14

1.7

5.59

2.91

        Healthcare and social assistance

7.20

1.3

27.14

1.3

6.72

3.25

    Leisure and hospitality

17.50

3.4

42.67

3.4

10.53

4.49

        Accommodation and food services

22.92

3.9

70.43

3.9

10.53

5.24

    Other services

13.57

4.6

31.12

4.6

13.91

7.95

1 to 99 workers

4.24

1.0

9.69

1.0

3.54

1.96

    1 to 49 workers

4.85

1.3

10.78

1.3

4.38

2.40

    50 to 99 workers

7.51

2.1

19.64

2.1

5.51

3.22

100 workers or more

3.64

0.7

13.13

0.7

2.81

1.29

    100 to 499 workers

4.08

0.8

11.34

0.8

4.04

1.99

    500 workers or more

4.91

1.2

21.68

1.2

3.23

1.54

Geographic areas

           

New England

5.63

0.9

8.91

0.9

6.92

3.48

Middle Atlantic

11.20

2.9

22.67

2.9

4.05

3.04

East North Central

7.02

1.5

31.39

1.5

4.79

2.73

West North Central

9.24

1.5

31.94

1.5

6.90

3.77

South Atlantic

3.87

0.9

11.18

0.9

4.28

2.94

East South Central

12.62

2.7

23.03

2.7

14.88

2.30

West South Central

8.81

2.1

23.54

2.1

9.35

1.83

Mountain

10.73

3.2

23.86

3.2

10.91

5.29

Pacific

5.91

1.5

11.13

1.5

5.44

3.08

1The categories are based on the average wage for each
occupation surveyed, which may include workers with earnings both
above and below the threshold. The average wages are based on the
estimates published in the "National Compensation Survey:
Occupational Earnings in the United States, 2010." See Technical Note
for more details.


NOTE: For definitions of major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.