Medical care benefits, single coverage: Employee participation by type of contribution

Table 12. Medical care benefits, single coverage: Employee participation by type of contribution, private industry
workers,  National Compensation Survey, March 2012

(All workers with contributory coverage = 100 percent)

Characteristics

Single coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

75

[4]

13

[4]

[4]

11

[4]

Worker characteristics

               

Management, professional, and related

100

75

13

[4]

[4]

11

    Management, business, and financial

100

78

10

1

[4]

10

    Professional and related

100

73

15

[4]

[4]

11

Service

100

77

9

13

    Protective service

100

66

9

22

Sales and office

100

70

[4]

18

[4]

[4]

11

[4]

    Sales and related

100

63

24

[4]

12

    Office and administrative support

100

74

15

[4]

[4]

10

Natural resources, construction, and maintenance

100

81

7

11

    Construction, extraction, farming, fishing, and
     forestry

100

83

5

9

    Installation, maintenance, and repair

100

79

8

12

Production, transportation, and material moving

100

79

7

13

[4]

    Production

100

78

8

12

    Transportation and material moving

100

79

5

15

Full time

100

75

[4]

12

[4]

[4]

11

[4]

Part time

100

70

18

[4]

11

Union

100

77

7

[4]

14

Nonunion

100

75

[4]

13

[4]

[4]

11

[4]

Average wage within the following categories:5

               

    Lowest 25 percent

100

75

13

12

        Lowest 10 percent

100

83

6

    Second 25 percent

100

72

[4]

15

12

[4]

    Third 25 percent

100

76

[4]

12

[4]

[4]

11

[4]

    Highest 25 percent

100

76

[4]

11

[4]

[4]

11

1

        Highest 10 percent

100

75

[4]

11

1

[4]

13

1

Establishment characteristics

               

Goods-producing industries

100

80

8

[4]

11

    Construction

100

84

5

8

    Manufacturing

100

79

8

[4]

12

Service-providing industries

100

74

[4]

14

[4]

[4]

12

[4]

    Trade, transportation, and utilities

100

69

17

13

        Wholesale trade

100

84

6

8

        Retail trade

100

57

29

14

        Transportation and warehousing

100

75

6

18

        Utilities

100

91

    Information

100

83

10

7

    Financial activities

100

74

18

[4]

1

7

        Finance and insurance

100

72

20

[4]

1

6

            Credit intermediation and related activities

100

77

18

1

4

            Insurance carriers and related activities

100

66

22

10

        Real estate and rental and leasing

100

85

    Professional and business services

100

78

9

13

        Professional and technical services

100

80

8

11

        Administrative and waste services

100

78

9

    Education and health services

100

74

14

1

[4]

10

        Educational services

100

76

11

2

9

            Junior colleges, colleges, and universities

100

73

15

3

9

        Healthcare and social assistance

100

74

15

[4]

10

    Leisure and hospitality

100

77

8

13

        Accommodation and food services

100

77

11

    Other services

100

64

9

22

1 to 99 workers

100

78

10

[4]

12

[4]

    1 to 49 workers

100

76

10

12

[4]

    50 to 99 workers

100

81

8

11

100 workers or more

100

73

[4]

14

[4]

[4]

11

[4]

    100 to 499 workers

100

74

14

11

[4]

    500 workers or more

100

72

15

1

12

[4]

Geographic areas

               

New England

100

81

8

9

Middle Atlantic

100

75

11

1

11

East North Central

100

73

15

[4]

11

West North Central

100

74

12

13

South Atlantic

100

77

10

12

East South Central

100

76

10

13

West South Central

100

71

18

[4]

11

Mountain

100

74

13

12

Pacific

100

75

12

[4]

11

1

1A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.5.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5The categories are based on the average wage for each occupation surveyed,
which may include workers with earnings both above and below the threshold. The
average wages are based on the estimates published in the "National Compensation
Survey: Occupational Earnings in the United States, 2010." See Technical Note for
more details.

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.