Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers,  National
Compensation Survey, March 2012

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

23

64

6

6

1

58.3

60.0

Worker characteristics

             

Management, professional, and related

24

62

6

7

1

58.1

60.0

    Management, business, and financial

23

62

6

9

1

58.4

60.0

    Professional and related

25

62

6

6

1

58.0

60.0

Service

30

60

7

2

1

57.5

60.0

Sales and office

22

63

6

7

2

58.6

60.0

    Sales and related

20

67

6

5

2

58.9

60.0

    Office and administrative support

23

62

6

7

2

58.5

60.0

Natural resources, construction, and maintenance

17

70

6

4

3

59.2

60.0

    Construction, extraction, farming, fishing, and
     forestry

18

73

59.3

60.0

    Installation, maintenance, and repair

17

69

6

5

3

59.1

60.0

Production, transportation, and material moving

18

71

6

58.5

60.0

    Production

16

71

8

59.2

60.0

    Transportation and material moving

21

71

4

57.8

60.0

Full time

23

64

6

6

1

58.3

60.0

Union

36

52

7

3

2

57.3

60.0

Nonunion

22

65

6

7

1

58.4

60.0

Average wage within the following categories:1

             

    Lowest 25 percent

20

70

3

4

3

59.2

60.0

        Lowest 10 percent

65

58.8

60.0

    Second 25 percent

22

65

6

6

1

58.2

60.0

    Third 25 percent

21

65

6

7

1

58.6

60.0

    Highest 25 percent

25

62

6

7

1

58.2

60.0

        Highest 10 percent

25

61

7

6

1

58.1

60.0

Establishment characteristics

             

Goods-producing industries

18

69

7

58.8

60.0

    Construction

83

60.2

60.0

    Manufacturing

19

67

8

58.7

60.0

Service-providing industries

24

63

6

6

1

58.3

60.0

    Trade, transportation, and utilities

21

67

6

4

2

58.3

60.0

        Wholesale trade

19

67

7

5

2

57.7

60.0

        Retail trade

77

8

4

60.0

60.0

        Transportation and warehousing

28

67

4

57.8

60.0

        Utilities

46

28

58.0

60.0

    Information

20

59

7

59.4

60.0

    Financial activities

33

52

8

6

1

57.7

60.0

        Finance and insurance

35

49

9

5

1

57.4

60.0

            Credit intermediation and related activities

39

46

8

7

1

57.0

60.0

            Insurance carriers and related activities

26

56

11

58.5

60.0

        Real estate and rental and leasing

67

59.3

60.0

    Professional and business services

16

69

8

58.7

60.0

        Professional and technical services

16

72

8

58.4

60.0

        Administrative and waste services

65

14

58.5

60.0

    Education and health services

29

61

4

6

1

57.4

60.0

        Educational services

8

73

7

10

2

60.5

60.0

            Junior colleges, colleges, and universities

9

75

9

5

2

60.0

60.0

        Healthcare and social assistance

35

57

5

56.6

60.0

    Leisure and hospitality

72

5

60.6

60.0

        Accommodation and food services

61

61.1

60.0

    Other services

64

6

61.0

60.0

1 to 99 workers

18

67

5

8

2

59.1

60.0

    1 to 49 workers

17

69

5

7

1

59.0

60.0

    50 to 99 workers

19

64

5

11

2

59.2

60.0

100 workers or more

26

62

6

5

1

57.9

60.0

    100 to 499 workers

15

71

7

6

2

59.1

60.0

    500 workers or more

35

54

6

5

1

57.0

60.0

Geographic areas

             

New England

71

6

6

59.0

60.0

Middle Atlantic

24

61

4

58.9

60.0

East North Central

24

67

5

58.2

60.0

West North Central

18

61

9

59.6

60.0

South Atlantic

25

66

4

3

1

57.4

60.0

East South Central

21

69

1

58.3

60.0

West South Central

21

66

4

58.2

60.0

Mountain

25

61

4

58.0

60.0

Pacific

25

55

10

9

1

58.5

60.0

1The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.