Short-term disability plans: Employee contribution requirement

Table 23. Short-term disability plans: Employee contribution
requirement, private industry workers,  National Compensation
Survey, March 2012

(All workers with short-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

19

81

Worker characteristics

   

Management, professional, and related

13

87

    Management, business, and financial

10

90

    Professional and related

15

85

Service

40

60

Sales and office

20

80

    Sales and related

23

77

    Office and administrative support

18

82

Natural resources, construction, and maintenance

18

82

    Construction, extraction, farming, fishing, and
     forestry

19

81

    Installation, maintenance, and repair

18

82

Production, transportation, and material moving

19

81

    Production

13

87

    Transportation and material moving

26

74

Full time

16

84

Part time

45

55

Union

21

79

Nonunion

19

81

Average wage within the following categories:1

   

    Lowest 25 percent

44

56

        Lowest 10 percent

50

50

    Second 25 percent

21

79

    Third 25 percent

16

84

    Highest 25 percent

12

88

        Highest 10 percent

12

88

Establishment characteristics

   

Goods-producing industries

11

89

    Construction

24

76

    Manufacturing

9

91

Service-providing industries

22

78

    Trade, transportation, and utilities

24

76

        Wholesale trade

15

85

    Information

19

81

    Financial activities

11

89

        Finance and insurance

7

93

            Credit intermediation and related activities

5

95

            Insurance carriers and related activities

7

93

    Professional and business services

15

85

        Professional and technical services

9

91

        Administrative and waste services

33

67

    Education and health services

26

74

        Educational services

19

81

            Junior colleges, colleges, and universities

13

87

        Healthcare and social assistance

28

72

    Leisure and hospitality

42

58

        Accommodation and food services

42

58

    Other services

47

53

1 to 99 workers

29

71

    1 to 49 workers

32

68

    50 to 99 workers

22

78

100 workers or more

13

87

    100 to 499 workers

13

87

    500 workers or more

12

88

Geographic areas

   

Middle Atlantic

49

51

East North Central

5

95

South Atlantic

8

92

East South Central

7

93

West South Central

6

94

Mountain

3

97

Pacific

17

83

1The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the "National
Compensation Survey: Occupational Earnings in
the United States, 2010." See Technical Note for
more details.


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.