Health-related benefits: Access

Table 42. Health-related benefits: Access, private industry workers,
 National Compensation Survey, March 2012

(All workers = 100 percent)

Characteristics

Long-term
care
insurance1

Retiree healthcare
benefits2

Under age
65

Age 65 and
over

All workers

16

16

14

Worker characteristics

     

Management, professional, and related

28

24

22

    Management, business, and financial

34

29

27

    Professional and related

25

21

20

Service

6

5

4

    Protective service

6

6

Sales and office

16

17

16

    Sales and related

12

16

15

    Office and administrative support

19

18

17

Natural resources, construction, and maintenance

10

14

13

    Construction, extraction, farming, fishing, and
     forestry

4

11

11

    Installation, maintenance, and repair

16

17

16

Production, transportation, and material moving

10

16

13

    Production

10

16

14

    Transportation and material moving

11

15

13

Full time

18

18

17

Part time

7

8

7

Union

19

40

33

Nonunion

15

13

12

Average wage within the following categories:3

     

    Lowest 25 percent

6

6

6

        Lowest 10 percent

6

4

4

    Second 25 percent

10

12

11

    Third 25 percent

16

17

15

    Highest 25 percent

31

29

27

        Highest 10 percent

37

33

32

Establishment characteristics

     

Goods-producing industries

13

20

18

    Construction

3

8

8

    Manufacturing

17

24

21

Service-providing industries

16

15

14

    Trade, transportation, and utilities

13

19

17

        Wholesale trade

10

12

8

        Retail trade

11

16

16

        Transportation and warehousing

21

29

25

        Utilities

46

69

67

    Information

41

40

40

    Financial activities

39

37

37

        Finance and insurance

47

47

47

            Credit intermediation and related activities

51

48

50

            Insurance carriers and related activities

42

44

42

        Real estate and rental and leasing

4

    Professional and business services

18

13

11

        Professional and technical services

27

14

14

        Administrative and waste services

5

5

3

    Education and health services

17

12

10

        Educational services

27

24

23

            Junior colleges, colleges, and universities

47

42

41

        Healthcare and social assistance

15

9

8

    Leisure and hospitality

4

2

2

        Accommodation and food services

3

2

2

    Other services

3

4

3

1 to 99 workers

7

6

6

    1 to 49 workers

6

5

5

    50 to 99 workers

10

9

8

100 workers or more

25

27

25

    100 to 499 workers

18

19

18

    500 workers or more

35

39

34

Geographic areas

     

New England

16

14

15

Middle Atlantic

16

16

15

East North Central

15

19

18

West North Central

14

15

13

South Atlantic

18

15

12

East South Central

18

21

17

West South Central

16

18

15

Mountain

15

12

13

Pacific

13

12

13

1A health plan that provides long-term
(more than 1 year) custodial care, home care, or
nursing home care. The plan, although
sponsored by the employer, may be fully paid for
by the employee.

3The categories are based on the average
wage for each occupation surveyed, which may
include workers with earnings both above and
below the threshold. The average wages are
based on the estimates published in the
"National Compensation Survey: Occupational
Earnings in the United States, 2010." See
Te chnical Note for more details.

2A health plan that provides coverage to a
retiree beyond what is mandated by COBRA or
other health continuation laws. The plan,
although sponsored by the employer, may be
fully paid for by the employee.


NOTE: Dash indicates no workers in this
category or data did not meet publication
criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.