Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers,  National
Compensation Survey, March 2012

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount1

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

72

$170

$300

$560

$1,000

$2,307

28

Worker characteristics

             

Management, professional, and related

68

170

500

1,500

2,500

32

    Management, business, and financial

70

170

476

1,000

1,875

2,500

30

    Professional and related

67

170

500

1,500

2,310

33

Service

85

170

546

572

1,300

15

Sales and office

73

170

250

561

1,154

2,309

27

    Sales and related

74

170

559

2,885

26

    Office and administrative support

72

170

250

561

1,155

2,308

28

Natural resources, construction, and maintenance

74

170

550

1,000

26

    Construction, extraction, farming, fishing, and
     forestry

78

170

500

546

600

22

    Installation, maintenance, and repair

72

170

561

1,000

1,800

28

Production, transportation, and material moving

69

170

250

515

750

1,500

31

    Production

69

170

250

515

1,000

31

    Transportation and material moving

69

170

500

572

31

Full time

71

170

340

572

1,250

2,309

29

Part time

86

170

170

572

650

14

Union

68

170

200

500

572

1,250

32

Nonunion

73

170

315

561

1,153

2,308

27

Average wage within the following categories:2

             

    Lowest 25 percent

85

170

170

524

572

1,000

15

    Second 25 percent

73

170

315

559

1,000

2,000

27

    Third 25 percent

71

170

275

561

1,000

2,300

29

    Highest 25 percent

67

170

500

600

1,500

2,500

33

        Highest 10 percent

67

170

600

1,730

2,500

33

Establishment characteristics

             

Goods-producing industries

66

170

300

546

1,000

2,000

34

    Construction

84

170

260

546

1,500

16

    Manufacturing

62

170

300

546

1,000

2,000

38

Service-providing industries

74

170

300

561

1,000

2,309

26

    Trade, transportation, and utilities

70

170

200

524

750

1,846

30

        Wholesale trade

74

170

250

546

1,000

26

    Information

53

170

2,300

2,300

47

    Financial activities

67

170

1,000

2,308

3,456

33

        Finance and insurance

62

170

1,000

2,500

3,456

38

            Credit intermediation and related activities

73

170

1,155

2,500

27

            Insurance carriers and related activities

53

2,500

3,000

47

    Professional and business services

84

170

500

1,500

2,350

16

        Professional and technical services

84

546

1,000

1,500

2,080

16

    Education and health services

67

170

561

1,000

2,307

33

        Educational services

52

170

170

561

1,250

1,500

48

            Junior colleges, colleges, and universities

46

170

575

1,500

1,500

54

        Healthcare and social assistance

70

170

561

1,000

2,308

30

    Other services

94

170

559

6

1 to 99 workers

80

170

546

1,000

1,700

20

    1 to 49 workers

82

170

546

750

1,500

18

    50 to 99 workers

75

170

250

524

1,000

2,000

25

100 workers or more

67

170

350

577

1,500

2,400

33

    100 to 499 workers

74

170

396

700

1,500

2,310

26

    500 workers or more

58

170

270

572

1,385

2,500

42

Geographic areas

             

Middle Atlantic

89

170

170

524

572

11

East North Central

53

200

350

650

1,250

2,300

47

South Atlantic

67

250

500

1,000

1,500

2,500

33

East South Central

70

250

1,000

3,000

30

West South Central

64

500

2,000

36

Mountain

67

2,300

3,002

33

Pacific

75

523

2,300

2,350

25

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers re ceive the same or less
than the benefit shown. The remaining percentiles follow the same logic.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20112012.htm.

2The categories are based on the average wage for each occupation
surveyed, which may include workers with earnings both above and below the
threshold. The average wages are based on the estimates published in the
"National Compensation Survey: Occupational Earnings in the United States,
2010." See Technical Note for more details.