Defined contribution retirement plans: Selected attributes

Table 8. Defined contribution retirement plans: Selected attributes, civilian
workers,1 National Compensation Survey, March 2013

(All workers participating in defined contribution plans = 100 percent)

Characteristics

Employee contribution

Employee contribution
option

Required

Not required

Pretax

Not pretax

All workers

67

33

82

18

Worker characteristics

       

Management, professional, and related

67

33

83

17

    Management, business, and financial

69

31

84

16

    Professional and related

66

34

83

17

        Teachers

60

40

80

20

            Primary, secondary, and special education
             school teachers

53

47

80

20

        Registered nurses

67

33

82

18

Service

62

38

78

22

    Protective service

78

22

86

14

Sales and office

67

33

81

19

    Sales and related

73

27

84

16

    Office and administrative support

65

35

80

20

Natural resources, construction, and maintenance

62

38

79

21

    Construction, extraction, farming, fishing, and
     forestry

48

52

73

27

    Installation, maintenance, and repair

71

29

82

18

Production, transportation, and material moving

69

31

84

16

    Production

69

31

83

17

    Transportation and material moving

70

30

85

15

Full time

67

33

82

18

Part time

67

33

80

20

Union

60

40

81

19

Nonunion

67

33

82

18

Average wage within the following categories:2

       

    Lowest 25 percent

72

28

83

17

        Lowest 10 percent

72

28

83

17

    Second 25 percent

65

35

79

21

    Third 25 percent

66

34

82

18

    Highest 25 percent

67

33

84

16

        Highest 10 percent

68

32

84

16

Establishment characteristics

       

Goods-producing industries

66

34

82

18

Service-providing industries

67

33

82

18

    Education and health services

61

39

80

20

        Educational services

60

40

83

17

            Elementary and secondary schools

52

48

81

19

            Junior colleges, colleges, and universities

65

35

85

15

        Healthcare and social assistance

61

39

80

20

            Hospitals

66

34

81

19

    Public administration

60

40

83

17

1 to 99 workers

63

37

79

21

    1 to 49 workers

63

37

78

22

    50 to 99 workers

64

36

82

18

100 workers or more

69

31

84

16

    100 to 499 workers

72

28

85

15

    500 workers or more

66

34

82

18

Geographic areas

       

New England

69

31

88

12

Middle Atlantic

66

34

87

13

East North Central

63

37

80

20

West North Central

65

35

77

23

South Atlantic

66

34

80

20

East South Central

75

25

86

14

West South Central

71

29

84

16

Mountain

69

31

83

17

Pacific

65

35

80

20

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may
include workers with earnings both above and below the threshold.  The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation -
March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. For definitions of major plans, key provisions,
and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.