Long-term disability plans: Method of benefit payment

Table 29. Long-term disability plans: Method of benefit payment, civilian
workers,1 National Compensation Survey, March 2013

(All workers with long-term disability coverage = 100 percent)

Characteristics

Fixed
percent of
annual
earnings

Percent
varies by
annual
earnings

Flat dollar
amounts

Other

All workers

95

4

1

1

Worker characteristics

       

Management, professional, and related

96

4

    Management, business, and financial

96

4

[2]

[2]

    Professional and related

96

4

        Teachers

97

2

            Primary, secondary, and special education
             school teachers

97

2

        Registered nurses

98

2

Service

95

3

    Protective service

94

5

Sales and office

95

4

1

[2]

    Sales and related

90

10

    Office and administrative support

96

3

1

[2]

Natural resources, construction, and maintenance

91

6

2

2

    Construction, extraction, farming, fishing, and
     forestry

89

7

    Installation, maintenance, and repair

92

5

1

2

Production, transportation, and material moving

91

3

4

2

    Production

90

2

6

2

    Transportation and material moving

93

4

2

2

Full time

95

4

1

1

Part time

88

9

Union

85

6

6

3

Nonunion

96

3

[2]

[2]

Average wage within the following categories:3

       

    Lowest 25 percent

95

4

        Lowest 10 percent

87

    Second 25 percent

95

3

1

1

    Third 25 percent

94

4

2

1

    Highest 25 percent

95

4

1

[2]

        Highest 10 percent

95

5

Establishment characteristics

       

Goods-producing industries

91

3

4

1

Service-providing industries

95

4

1

[2]

    Education and health services

97

2

        Educational services

96

2

            Elementary and secondary schools

97

1

            Junior colleges, colleges, and universities

96

4

[2]

        Healthcare and social assistance

98

2

            Hospitals

97

2

    Public administration

93

6

1 to 99 workers

95

4

1

[2]

    1 to 49 workers

95

4

    50 to 99 workers

96

2

100 workers or more

94

4

1

1

    100 to 499 workers

95

4

1

1

    500 workers or more

94

4

2

1

Geographic areas

       

New England

96

4

Middle Atlantic

94

3

East North Central

92

4

3

1

West North Central

95

3

South Atlantic

96

4

East South Central

93

6

West South Central

97

3

Mountain

95

5

Pacific

94

4

1

1

1Includes workers in the private nonfarm economy except those in private households, and workers in the public
sector, except the federal government. See Technical Note for further explanation.

2Less than 0.5.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which
may include workers with earnings both above and below the threshold.  The categories were formed using percentile
estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee
Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.