Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, civilian workers,1 National
Compensation Survey, March 2013

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

22

61

8

7

2

58.6

60.0

Worker characteristics

             

Management, professional, and related

23

58

10

8

2

58.6

60.0

    Management, business, and financial

23

61

7

9

1

58.5

60.0

    Professional and related

23

56

11

8

2

58.6

60.0

        Teachers

14

47

20

14

6

61.0

60.0

            Primary, secondary, and special education
             school teachers

16

38

24

16

6

61.2

60.0

        Registered nurses

45

48

5

55.2

60.0

Service

26

59

9

4

2

58.4

60.0

    Protective service

19

56

13

59.9

60.0

Sales and office

24

60

8

7

1

58.4

60.0

    Sales and related

22

67

5

4

2

58.6

60.0

    Office and administrative support

24

59

8

8

1

58.4

60.0

Natural resources, construction, and maintenance

18

66

8

5

3

59.1

60.0

    Construction, extraction, farming, fishing, and
     forestry

22

63

58.7

60.0

    Installation, maintenance, and repair

16

68

7

6

4

59.4

60.0

Production, transportation, and material moving

18

71

5

5

1

58.5

60.0

    Production

17

70

5

7

1

58.9

60.0

    Transportation and material moving

20

71

4

58.1

60.0

Full time

22

61

8

7

1

58.6

60.0

Part time

29

50

7

58.5

60.0

Union

26

50

10

10

4

59.1

60.0

Nonunion

22

62

8

7

1

58.5

60.0

Average wage within the following categories:2

             

    Lowest 25 percent

24

64

6

5

1

58.1

60.0

        Lowest 10 percent

28

63

58.3

60.0

    Second 25 percent

22

63

9

6

1

58.5

60.0

    Third 25 percent

21

62

9

7

1

58.6

60.0

    Highest 25 percent

24

58

8

8

2

58.6

60.0

        Highest 10 percent

25

59

8

8

2

58.3

60.0

Establishment characteristics

             

Goods-producing industries

19

70

5

6

1

58.7

60.0

Service-providing industries

23

59

9

7

2

58.5

60.0

    Education and health services

24

56

10

7

2

58.5

60.0

        Educational services

13

50

19

12

5

60.9

60.0

            Elementary and secondary schools

16

38

25

15

6

61.3

60.0

            Junior colleges, colleges, and universities

10

68

12

7

3

60.2

60.0

        Healthcare and social assistance

33

61

3

56.5

60.0

            Hospitals

46

50

2

54.9

60.0

    Public administration

19

45

22

12

3

60.3

60.0

1 to 99 workers

18

67

6

7

2

59.1

60.0

    1 to 49 workers

20

66

6

7

1

58.8

60.0

    50 to 99 workers

15

67

7

9

2

59.8

60.0

100 workers or more

25

58

9

7

1

58.3

60.0

    100 to 499 workers

18

66

7

6

2

58.7

60.0

    500 workers or more

29

52

11

7

1

58.0

60.0

Geographic areas

             

New England

20

69

4

5

1

58.6

60.0

Middle Atlantic

23

62

5

9

1

58.9

60.0

East North Central

27

61

4

6

2

58.0

60.0

West North Central

15

65

7

9

3

59.9

60.0

South Atlantic

23

58

14

4

1

58.1

60.0

East South Central

23

63

6

57.9

60.0

West South Central

23

68

4

5

1

57.7

60.0

Mountain

19

54

16

59.6

60.0

Pacific

23

53

12

11

1

59.1

60.0

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile estimates generated using data from the National Compensation Survey publication,
"Employer Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.