Financial benefits: Access

Table 41. Financial benefits: Access, civilian workers,1 National Compensation Survey, March 2013

(All workers = 100 percent)

Characteristics

Health
savings
account

Section 125 cafeteria benefits

Pre-tax
savings with
no employer
contributions

Financial
planning

Stock options

Flexible
benefits

Dependent
care
reimburse-
ment
account

Healthcare
reimburse-
ment
account

Total2

Performance

Signing

Other

All workers

21

20

38

40

24

19

7

2

1

5

Worker characteristics

                   

Management, professional, and related

29

31

57

61

34

27

9

3

2

6

    Management, business, and financial

37

32

60

64

29

32

13

6

4

10

    Professional and related

25

31

56

60

37

25

7

2

1

5

        Teachers

20

33

49

57

52

19

            Primary, secondary, and special education
             school teachers

20

34

48

58

53

18

        Registered nurses

24

38

68

69

32

25

2

[3]

Service

9

11

23

24

18

11

2

2

    Protective service

18

24

45

47

39

20

2

2

Sales and office

25

18

36

39

21

23

9

2

1

7

    Sales and related

23

9

29

31

15

22

9

1

1

8

    Office and administrative support

25

23

40

43

25

23

8

3

1

6

Natural resources, construction, and maintenance

17

16

27

31

20

15

5

2

3

    Construction, extraction, farming, fishing, and
     forestry

11

12

17

20

17

9

2

2

    Installation, maintenance, and repair

21

19

35

41

22

20

8

4

4

Production, transportation, and material moving

17

15

29

31

16

13

7

1

1

6

    Production

18

18

32

35

16

15

6

2

1

5

    Transportation and material moving

16

13

26

27

16

10

7

1

1

6

Full time

24

24

44

48

27

22

7

2

1

6

Part time

10

7

19

18

14

11

4

1

[3]

4

Union

18

24

49

54

42

26

5

3

1

3

Nonunion

21

19

36

38

20

18

7

2

1

6

Average wage within the following categories:4

                   

    Lowest 25 percent

9

7

18

18

14

10

4

[3]

3

        Lowest 10 percent

4

3

11

9

10

5

4

3

    Second 25 percent

22

19

34

38

22

18

6

2

1

5

    Third 25 percent

24

24

44

47

27

22

7

2

1

6

    Highest 25 percent

30

32

60

64

34

29

11

4

2

7

        Highest 10 percent

33

33

65

69

36

31

12

5

3

9

Establishment characteristics

                   

Goods-producing industries

19

18

33

36

16

17

7

3

1

5

Service-providing industries

21

20

39

41

25

20

7

2

1

5

    Education and health services

20

28

47

52

37

18

1

[3]

1

        Educational services

22

33

53

60

54

20

[3]

[3]

[3]

            Elementary and secondary schools

20

34

49

57

53

18

            Junior colleges, colleges, and universities

30

35

66

74

64

29

1

1

[3]

        Healthcare and social assistance

19

24

44

47

25

17

2

1

            Hospitals

22

41

73

75

33

29

2

[3]

2

    Public administration

23

32

58

58

62

31

1 to 99 workers

13

10

19

22

13

9

4

1

1

3

    1 to 49 workers

11

9

18

20

12

8

4

1

1

3

    50 to 99 workers

17

15

24

29

19

14

6

1

1

5

100 workers or more

28

29

55

58

33

28

9

3

1

7

    100 to 499 workers

27

21

43

45

24

25

8

2

1

6

    500 workers or more

29

36

67

71

42

32

10

4

2

7

Geographic areas

                   

New England

16

16

43

43

25

18

7

2

1

6

Middle Atlantic

14

15

34

37

28

19

7

1

2

6

East North Central

23

18

35

39

24

21

7

2

1

5

West North Central

22

26

41

46

18

21

8

2

[3]

6

South Atlantic

23

23

38

40

23

20

6

2

1

5

East South Central

24

29

33

33

26

18

8

3

1

6

West South Central

20

22

41

44

23

21

6

1

1

5

Mountain

21

19

43

45

22

18

5

2

1

4

Pacific

22

17

37

40

23

18

7

3

2

4

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See Technical Note for further
explanation.

2The sum of the individual components may be greater than the total because some employees may have access to more than one type of stock option.

3Less than 0.5.

4Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both above and below the threshold.  The
categories were formed using percentile estimates generated using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013."


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit
Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.