Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, civilian workers,1 National Compensation
Survey, March 2013

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount2

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

75

$170

$300

$572

$1,000

$2,307

25

Worker characteristics

             

Management, professional, and related

71

170

500

692

1,500

2,500

29

    Management, business, and financial

73

170

500

750

1,500

2,500

27

    Professional and related

71

170

692

1,500

2,500

29

        Teachers

73

170

500

692

831

1,500

27

            Primary, secondary, and special education
             school teachers

73

170

500

692

831

27

        Registered nurses

59

170

600

2,800

41

Service

85

170

200

524

584

1,300

15

    Protective service

76

135

185

2,500

24

Sales and office

76

170

250

561

1,250

2,500

24

    Sales and related

77

170

561

1,500

4,615

23

    Office and administrative support

76

170

220

572

1,155

2,309

24

Natural resources, construction, and maintenance

76

200

500

572

1,000

24

    Construction, extraction, farming, fishing, and
     forestry

74

200

500

550

1,500

26

    Installation, maintenance, and repair

77

200

500

584

1,000

1,730

23

Production, transportation, and material moving

73

170

300

500

600

1,500

27

    Production

68

170

250

515

1,500

32

    Transportation and material moving

78

170

385

500

584

1,385

22

Full time

74

170

350

584

1,200

2,310

26

Part time

86

170

170

572

584

14

Union

79

170

200

500

584

1,385

21

Nonunion

75

170

315

584

1,155

2,310

25

Average wage within the following categories:3

             

    Lowest 25 percent

85

170

170

546

584

1,300

15

        Lowest 10 percent

94

170

546

584

750

6

    Second 25 percent

75

170

300

561

1,000

2,000

25

    Third 25 percent

74

170

300

572

1,100

2,308

26

    Highest 25 percent

72

170

500

600

1,500

2,500

28

        Highest 10 percent

70

170

692

1,500

2,500

30

Establishment characteristics

             

Goods-producing industries

68

170

350

572

1,000

2,000

32

Service-providing industries

77

170

300

572

1,000

2,309

23

    Education and health services

70

170

300

584

1,000

2,307

30

        Educational services

67

170

692

831

1,500

33

            Elementary and secondary schools

70

185

500

692

831

30

            Junior colleges, colleges, and universities

58

170

185

584

1,000

1,500

42

        Healthcare and social assistance

72

170

300

561

1,000

2,308

28

            Hospitals

61

170

700

1,500

2,423

39

    Public administration

72

135

200

584

1,662

28

1 to 99 workers

83

170

559

1,731

17

    1 to 49 workers

85

170

559

750

1,500

15

    50 to 99 workers

79

170

300

546

1,000

2,300

21

100 workers or more

70

170

350

584

1,500

2,400

30

    100 to 499 workers

75

170

315

584

1,500

2,400

25

    500 workers or more

65

170

350

584

1,200

2,350

35

Geographic areas

             

New England

71

250

500

1,000

1,000

2,308

29

Middle Atlantic

90

170

170

546

584

831

10

East North Central

51

200

350

577

1,250

2,308

49

South Atlantic

74

300

500

750

1,500

2,500

26

West South Central

70

250

500

692

2,300

30

Mountain

72

500

1,000

2,500

28

Pacific

84

170

2,000

2,350

16

1Includes workers in the private nonfarm economy except those in private households, and workers in the public sector, except the federal government. See
Technical Note for further explanation.

2The 10th, 25th, 50th, 75th, and 90th percentiles designate position within each published series. For example, at the 50th percentile or median, half of the
participating workers receive the same as or more than the benefit shown, and half receive the same as or less than the benefit shown. At the 25th percentile,
one-fourth of the participating workers receive the same or less than the benefit&nb sp;shown. The remaining percentiles follow the same logic.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include workers with earnings both
above and below the threshold.  The categories were formed using percentile estimates generated using data from the National Compensation Survey publication,
"Employer Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual items may not equal totals. Dash indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.