Standard Errors
Healthcare benefits: Access, participation, and take-up rates

Table 9. Standard errors for healthcare benefits: Access, participation, and take-up rates,1 State and local government workers, National Compensation Survey, March 2013

Characteristics

Healthcare2

Medical care

Dental care

Vision care

Outpatient prescription drug
coverage

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

Access

Participation

Take-up
rate

All workers

0.7

0.7

0.5

0.7

0.8

0.6

1.4

1.3

0.7

1.4

1.2

0.9

0.8

0.9

0.6

Worker characteristics

                             

Management, professional, and related

0.7

0.8

0.6

0.7

0.8

0.7

1.7

1.5

0.8

1.6

1.3

1.3

0.7

0.9

0.7

    Professional and related

0.6

0.7

0.7

0.6

0.8

0.8

1.7

1.5

0.8

1.7

1.4

1.4

0.6

0.8

0.7

        Teachers

0.8

1.0

0.8

0.8

1.0

0.8

1.8

1.6

1.1

2.0

1.6

1.7

0.9

1.0

0.8

            Primary, secondary, and special education
             school teachers

0.3

0.9

0.9

0.3

1.0

0.9

2.2

1.8

1.2

2.5

2.0

2.1

0.6

1.0

0.9

Service

1.5

1.4

0.7

1.5

1.4

0.8

2.0

1.9

1.0

2.1

1.8

1.7

1.5

1.4

0.8

    Protective service

1.1

1.3

0.9

1.1

1.4

1.2

3.1

3.0

1.2

3.3

2.9

2.3

1.5

1.8

1.2

Sales and office

2.1

2.3

0.9

2.1

2.1

1.1

2.6

2.4

1.3

2.7

2.4

1.2

2.3

2.3

1.1

    Office and administrative support

2.2

2.3

0.8

2.2

2.2

1.1

2.6

2.4

1.2

2.6

2.4

1.2

2.4

2.4

1.1

Natural resources, construction, and maintenance

1.9

2.1

1.0

1.9

2.1

1.3

3.3

3.1

1.5

3.0

2.9

1.8

2.0

2.4

1.5

Production, transportation, and material moving

4.5

4.2

1.7

4.5

4.5

2.1

4.2

3.8

2.1

4.3

3.7

2.2

4.4

4.5

2.2

Full time

0.2

0.6

0.5

0.2

0.6

0.6

1.7

1.5

0.7

1.6

1.3

0.9

0.5

0.8

0.6

Part time

1.9

1.6

2.6

2.0

1.6

2.8

1.8

1.6

2.8

1.8

1.6

4.2

2.0

1.6

2.8

Union

0.4

0.6

0.5

0.5

0.8

0.7

1.5

1.4

0.6

1.8

1.6

0.7

0.9

1.0

0.6

Nonunion

1.1

1.3

0.8

1.1

1.4

0.9

2.0

1.7

1.5

1.5

1.2

2.2

1.2

1.4

0.9

Average wage within the following categories:3

                             

    Lowest 25 percent

1.8

1.8

1.1

1.8

1.8

1.2

1.9

1.6

1.5

1.8

1.3

2.4

1.9

2.0

1.2

        Lowest 10 percent

3.2

3.0

2.3

3.2

3.1

2.4

2.4

1.9

3.0

1.6

1.3

5.1

3.3

3.1

2.4

    Second 25 percent

0.9

1.2

0.7

0.9

1.2

0.8

2.3

2.1

1.0

2.1

1.9

1.1

1.4

1.6

0.8

    Third 25 percent

1.4

1.4

0.7

1.4

1.3

0.8

2.2

2.0

1.1

2.4

2.0

1.8

1.3

1.3

0.8

    Highest 25 percent

0.4

0.6

0.6

0.4

0.8

0.8

1.6

1.5

0.8

1.6

1.4

1.0

0.6

0.8

0.7

        Highest 10 percent

0.7

0.9

0.7

0.8

1.1

1.0

2.8

2.5

0.7

2.7

2.4

1.1

1.0

1.2

1.0

Establishment characteristics

                             

Service-providing industries

0.7

0.7

0.5

0.7

0.8

0.6

1.5

1.3

0.7

1.4

1.2

0.9

0.8

0.9

0.6

    Education and health services

0.7

0.8

0.7

0.7

0.9

0.8

1.6

1.4

1.0

1.6

1.3

1.4

0.8

1.0

0.8

        Educational services

0.6

0.8

0.7

0.6

0.9

0.8

1.7

1.6

1.0

1.7

1.4

1.6

0.7

1.0

0.8

            Elementary and secondary schools

0.5

0.8

0.8

0.5

0.8

0.9

1.9

1.6

1.2

2.0

1.6

1.9

0.7

0.9

0.8

            Junior colleges, colleges, and universities

2.0

2.7

1.6

2.0

2.8

1.9

3.8

3.6

1.4

3.6

3.1

2.7

2.0

2.8

1.9

        Healthcare and social assistance

3.1

3.1

1.4

3.1

3.1

1.8

4.7

4.2

1.7

3.9

3.2

1.9

3.1

3.2

1.6

            Hospitals

1.5

2.3

1.7

1.5

2.7

2.2

6.4

5.8

2.1

5.0

4.0

2.8

1.4

2.8

2.2

    Public administration

1.5

1.4

0.6

1.5

1.4

0.7

2.6

2.3

0.9

2.4

2.2

1.1

1.6

1.6

0.7

1 to 99 workers

3.3

3.5

1.6

3.3

3.4

1.7

3.7

3.6

1.5

3.8

3.3

2.0

3.5

3.5

1.8

    1 to 49 workers

4.8

4.5

2.1

4.8

4.3

2.3

4.6

4.3

1.6

4.0

3.3

2.5

5.1

4.4

2.4

    50 to 99 workers

1.8

2.8

2.2

1.8

2.8

2.3

6.4

6.1

2.5

6.6

6.0

2.7

2.3

3.0

2.2

100 workers or more

0.6

0.7

0.5

0.6

0.8

0.6

1.5

1.3

0.8

1.4

1.1

0.9

0.7

0.9

0.6

    100 to 499 workers

1.4

1.6

1.1

1.4

1.7

1.4

3.1

2.8

1.3

2.4

2.3

1.5

1.5

1.7

1.4

    500 workers or more

0.6

0.7

0.6

0.6

0.9

0.8

1.7

1.5

0.9

1.7

1.3

1.1

0.7

1.0

0.8

State government

1.2

1.5

0.9

1.2

1.6

1.1

3.4

3.2

0.7

2.9

2.5

1.7

1.6

2.1

1.0

Local government

0.8

0.8

0.5

0.8

0.8

0.6

1.4

1.2

0.9

1.5

1.2

1.2

0.8

0.8

0.6

Geographic areas

                             

New England

3.2

2.8

1.8

3.2

3.5

2.4

4.2

3.5

1.1

4.9

3.7

6.2

3.5

3.1

2.4

Middle Atlantic

1.5

1.7

0.6

1.5

1.8

0.7

2.5

2.5

0.9

3.2

3.2

0.9

1.8

2.0

0.6

East North Central

2.3

2.0

1.5

2.4

1.7

1.3

2.7

2.1

1.5

3.9

3.1

2.2

2.2

1.5

1.3

West North Central

1.7

2.4

2.4

1.7

3.0

3.1

7.6

6.5

2.2

2.3

2.1

4.2

4.8

5.9

2.8

South Atlantic

1.6

1.4

1.0

1.6

1.7

1.0

4.1

3.9

1.9

3.4

2.1

3.5

1.6

1.7

0.9

East South Central

3.3

4.2

2.6

3.3

4.3

2.9

6.5

2.7

11.0

2.2

2.1

5.3

3.3

4.3

2.9

West South Central

1.3

2.2

1.7

1.3

2.5

2.0

2.6

2.4

3.2

1.9

1.6

3.0

1.3

2.5

2.0

Mountain

1.7

2.6

2.5

1.7

2.3

2.6

5.9

5.2

2.0

1.7

2.3

2.6

Pacific

1.6

1.5

0.6

1.6

1.4

0.9

1.5

1.6

0.9

1.7

1.7

0.6

1.6

1.4

0.9

1The take-up rate is an estimate of the percentage of workers with access to a plan who participate in the plan, rounded for
presentation. See Technical Note for more details.

3Surveyed occupations are classified into wage categories based on the average wage for the occupation, which may include
workers with earnings both above and below the threshold.  The categories were formed using percentile estimates generated
using data from the National Compensation Survey publication, "Employer Costs for Employee Compensation - March 2013."

2Healthcare is a collective term for the following benefits: medical, dental, and vision care benefits; and outpatient prescription
drug coverage. If workers have access to or participate in at least one of these benefits, they are considered as having access to
or participating in healthcare.


NOTE: Dash indicates no workers in this category or data did not meet publication criteria. For definitions of major plans, key
provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.