Medical care benefits, family coverage: Employee participation by type of contribution

Table 14. Medical care benefits, family coverage: Employee participation by type of contribution, State and local
government workers, National Compensation Survey, March 2013

(All workers with contributory coverage = 100 percent)

Characteristics

Family coverage

Total with
contributory
coverage

Flat dollar
amount

Composite
rate1

Varies2

Flexible
benefits3

Percent of
earnings

Exists, but
unknown

Other

All workers

100

73

16

2

1

6

Worker characteristics

               

Management, professional, and related

100

73

17

3

1

6

    Professional and related

100

74

17

2

1

6

        Teachers

100

75

16

1

1

7

            Primary, secondary, and special education
             school teachers

100

75

14

1

7

Service

100

76

13

2

2

6

    Protective service

100

79

9

3

3

5

Sales and office

100

71

19

3

1

6

    Office and administrative support

100

71

19

3

1

6

Natural resources, construction, and maintenance

100

74

14

2

8

Production, transportation, and material moving

100

74

16

2

7

Full time

100

74

16

2

1

6

Part time

100

68

24

2

6

Union

100

71

13

3

3

8

Nonunion

100

75

18

2

[4]

4

Average wage within the following categories:5

               

    Lowest 25 percent

100

77

15

[4]

6

        Lowest 10 percent

100

81

11

7

    Second 25 percent

100

75

16

2

1

5

    Third 25 percent

100

75

14

2

1

8

    Highest 25 percent

100

68

19

4

2

6

        Highest 10 percent

100

70

17

3

3

7

Establishment characteristics

               

Service-providing industries

100

74

16

2

1

6

    Education and health services

100

73

19

1

1

5

        Educational services

100

74

18

1

1

6

            Elementary and secondary schools

100

76

14

1

1

7

            Junior colleges, colleges, and universities

100

70

28

1

        Healthcare and social assistance

100

69

24

4

            Hospitals

100

74

18

5

    Public administration

100

74

12

5

2

7

1 to 99 workers

100

75

11

10

    1 to 49 workers

100

74

11

    50 to 99 workers

100

76

12

100 workers or more

100

73

17

2

1

6

    100 to 499 workers

100

75

13

3

6

    500 workers or more

100

73

18

3

1

6

State government

100

67

27

3

Local government

100

76

11

2

2

8

Geographic areas

               

New England

100

92

Middle Atlantic

100

50

26

12

10

East North Central

100

73

22

4

West North Central

100

73

12

South Atlantic

100

82

16

1

East South Central

100

74

West South Central

100

84

4

9

Mountain

100

81

6

Pacific

100

60

18

10

1A composite rate is a set contribution covering more than one benefit area, for
example, healthcare and life insurance. Cost data for individual plans cannot be
determined.

4Less than 0.5.

2Based on worker attributes. For example, employee contributions may vary
based on earnings, length of service, or age.

5Surveyed occupations are classified into wage categories based on the average
wage for the occupation, which may include workers with earnings both above and
below the threshold.  The categories were formed using percentile estimates
generated using data from the National Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."

3Amount varies by options selected under a "cafeteria plan" or
employer-sponsored reimbursement account.


NOTE: Because of rounding, sums of individual items may not equal totals. Dash
indicates no workers in this category or data did not meet publication criteria. For
definitions of major plans, key provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20122013.htm.