Life insurance plans: Employee contribution requirement

Table 17. Life insurance plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2013

(All workers with basic life insurance coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

10

90

Worker characteristics

   

Management, professional, and related

11

89

    Professional and related

11

89

        Teachers

10

90

            Primary, secondary, and special education
             school teachers

9

91

Service

12

88

    Protective service

10

90

Sales and office

9

91

    Office and administrative support

9

91

Natural resources, construction, and maintenance

7

93

Production, transportation, and material moving

7

93

Full time

10

90

Part time

9

91

Union

9

91

Nonunion

12

88

Average wage within the following categories:1

   

    Lowest 25 percent

10

90

    Second 25 percent

10

90

    Third 25 percent

11

89

    Highest 25 percent

10

90

        Highest 10 percent

13

87

Establishment characteristics

   

Service-providing industries

10

90

    Education and health services

10

90

        Educational services

10

90

            Elementary and secondary schools

9

91

        Healthcare and social assistance

12

88

            Hospitals

11

89

    Public administration

10

90

1 to 99 workers

8

92

    1 to 49 workers

8

92

    50 to 99 workers

7

93

100 workers or more

11

89

    100 to 499 workers

11

89

    500 workers or more

10

90

State government

15

85

Local government

8

92

Geographic areas

   

New England

42

58

Middle Atlantic

7

93

East North Central

16

84

West North Central

5

95

South Atlantic

8

92

West South Central

7

93

Mountain

2

98

Pacific

2

98

1Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold. 
The categories were formed using percentile
estimates generated using data from the
National Compensation Survey publication,
"Empl oyer Costs for Employee Compensation -
March 2013."


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of
major plans, key provisions, and related terms,
see the "Glossary of Employee Benefit Terms"
at www.bls.gov/ncs/ebs/glossary20122013.htm.