Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, State and local government workers, National
Compensation Survey, March 2013

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

18

82

Worker characteristics

   

Management, professional, and related

19

81

    Professional and related

20

80

        Teachers

22

78

            Primary, secondary, and special education
             school teachers

24

76

Service

18

82

    Protective service

19

81

Sales and office

19

81

    Office and administrative support

20

80

Full time

18

82

Part time

21

79

Union

18

82

Nonunion

18

82

Average wage within the following categories:1

   

    Second 25 percent

16

84

    Third 25 percent

14

86

    Highest 25 percent

21

79

        Highest 10 percent

19

81

Establishment characteristics

   

Service-providing industries

18

82

    Education and health services

20

80

        Educational services

21

79

            Elementary and secondary schools

23

77

            Junior colleges, colleges, and universities

17

83

    Public administration

17

83

100 workers or more

18

82

    100 to 499 workers

20

80

    500 workers or more

18

82

State government

20

80

Local government

18

82

Geographic areas

   

Middle Atlantic

8

92

East North Central

38

62

West North Central

8

92

South Atlantic

6

94

Mountain

52

48

1Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold. 
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.