Standard Errors
Long-term disability plans: Employee contribution requirement

Table 28. Standard errors for long-term disability plans: Employee
contribution requirement, State and local government workers,
National Compensation Survey, March 2013

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

2.8

2.8

Worker characteristics

   

Management, professional, and related

2.5

2.5

    Professional and related

2.6

2.6

        Teachers

3.5

3.5

            Primary, secondary, and special education
             school teachers

4.3

4.3

Service

2.5

2.5

    Protective service

4.0

4.0

Sales and office

4.7

4.7

    Office and administrative support

4.9

4.9

Full time

2.9

2.9

Part time

4.3

4.3

Union

2.3

2.3

Nonunion

3.6

3.6

Average wage within the following categories:1

   

    Second 25 percent

3.2

3.2

    Third 25 percent

2.7

2.7

    Highest 25 percent

1.9

1.9

        Highest 10 percent

2.6

2.6

Establishment characteristics

   

Service-providing industries

2.8

2.8

    Education and health services

3.3

3.3

        Educational services

3.7

3.7

            Elementary and secondary schools

4.8

4.8

            Junior colleges, colleges, and universities

4.5

4.5

    Public administration

2.8

2.8

100 workers or more

2.0

2.0

    100 to 499 workers

3.7

3.7

    500 workers or more

2.2

2.2

State government

4.3

4.3

Local government

3.5

3.5

Geographic areas

   

Middle Atlantic

1.8

1.8

East North Central

3.2

3.2

West North Central

2.9

2.9

South Atlantic

1.4

1.4

Mountain

13.9

13.9

1Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold. 
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."


NOTE: For definitions of major plans, key
provisions, and related terms, see the "Glossary of
Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.