Short-term disability plans: Method of funding

Table 22. Short-term disability plans: Method of funding, State and local
government workers, National Compensation Survey, March 2013

(All workers with short-term disability coverage = 100 percent)

Characteristics

Non-
commercially
insured1

Commercially
insured

Legally
required

Other

All workers

53

35

8

4

Worker characteristics

       

Management, professional, and related

54

32

9

4

    Professional and related

53

32

11

5

        Teachers

52

34

11

3

            Primary, secondary, and special education
             school teachers

49

39

Service

54

34

7

4

    Protective service

57

33

Sales and office

48

42

6

4

    Office and administrative support

48

42

6

4

Natural resources, construction, and maintenance

56

35

Production, transportation, and material moving

53

38

Full time

53

36

8

3

Part time

58

21

Union

45

39

13

3

Nonunion

63

30

2

5

Average wage within the following categories:2

       

    Lowest 25 percent

54

36

3

8

        Lowest 10 percent

49

34

    Second 25 percent

57

34

6

3

    Third 25 percent

53

36

8

3

    Highest 25 percent:
         Highest 10 percent

44

41

Establishment characteristics

       

Service-providing industries

53

35

8

4

    Education and health services

52

34

        Educational services

50

35

8

6

            Elementary and secondary schools

44

43

6

8

            Junior colleges, colleges, and universities

72

15

        Healthcare and social assistance

61

25

            Hospitals

59

35

    Public administration

52

37

9

2

1 to 99 workers

54

44

    1 to 49 workers

60

    50 to 99 workers

45

51

100 workers or more

53

33

9

4

    100 to 499 workers

53

30

11

6

    500 workers or more

53

34

9

4

State government

83

12

Local government

41

47

7

6

Geographic areas

       

New England

76

Middle Atlantic

48

27

East North Central

48

West North Central

54

42

South Atlantic

70

28

3

West South Central

52

46

Mountain

61

Pacific

80

13

1Employer assumes all risks and expenses of
providing the benefit.


NOTE: Because of rounding, sums of individual items may
not equal totals. Dash indicates no workers in this category
or data did not meet publication criteria. For definitions of
major plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.

2Surveyed occupations are classified into wage
categories based on the average wage for the occupation,
which may include workers with earnings both above and
below the threshold.  The categories were formed using
percentile estimates generated using data from the National
Compensation Survey publication, "Employer Costs for
Employee& nbsp;Compensation - March 2013."