Long-term disability plans: Employee contribution requirement

Table 28. Long-term disability plans: Employee contribution
requirement, private industry workers,  National Compensation
Survey, March 2013

(All workers with long-term disability coverage = 100 percent)

Characteristics

Employee
contribution
required

Employee
contribution not
required

All workers

8

92

Worker characteristics

   

Management, professional, and related

8

92

    Management, business, and financial

7

93

    Professional and related

9

91

Service

11

89

Sales and office

8

92

    Sales and related

9

91

    Office and administrative support

7

93

Natural resources, construction, and maintenance

9

91

    Installation, maintenance, and repair

10

90

Production, transportation, and material moving

6

94

    Production

7

93

    Transportation and material moving

5

95

Full time

8

92

Part time

3

97

Union

8

92

Nonunion

8

92

Average wage within the following categories:1

   

    Lowest 25 percent

8

92

    Second 25 percent

8

92

    Third 25 percent

9

91

    Highest 25 percent

8

92

        Highest 10 percent

8

92

Establishment characteristics

   

Goods-producing industries

8

92

    Manufacturing

8

92

Service-providing industries

8

92

    Trade, transportation, and utilities

8

92

        Wholesale trade

8

92

        Retail trade

8

92

        Transportation and warehousing

7

93

        Utilities

19

81

    Information

4

96

    Financial activities

7

93

        Finance and insurance

6

94

            Credit intermediation and related activities

5

95

            Insurance carriers and related activities

8

92

    Professional and business services

10

90

        Professional and technical services

6

94

    Education and health services

8

92

        Educational services

9

91

            Junior colleges, colleges, and universities

10

90

        Healthcare and social assistance

7

93

1 to 99 workers

6

94

    1 to 49 workers

6

94

    50 to 99 workers

7

93

100 workers or more

9

91

    100 to 499 workers

7

93

    500 workers or more

10

90

Geographic areas

   

New England

5

95

Middle Atlantic

8

92

East North Central

6

94

West North Central

9

91

South Atlantic

11

89

East South Central

7

93

Pacific

6

94

1Surveyed occupations are classified into
wage categories based on the average wage for
the occupation, which may include workers with
earnings both above and below the threshold. 
The categories were formed using percentile
estimates generated using data from the National
Compensation Survey publication, "Employer
Costs for Employee Compensation - March 2013."


NOTE: Because of rounding, sums of individual
items may not equal totals. For definitions of major
plans, key provisions, and related terms, see the
"Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.