Long-term disability plans: Fixed percent of annual earnings

Table 30. Long-term disability plans: Fixed percent of annual earnings, private industry workers,  National
Compensation Survey, March 2013

(All workers with a fixed percent of annual earnings long-term disability coverage = 100 percent)

Characteristics

Fixed percent of annual earnings

Mean fixed
percent of
annual
earnings

Median
fixed
percent of
annual
earnings

Less than
60 percent

60 percent

61 to 66
percent

67 percent

Greater
than 67
percent

All workers

24

64

6

6

1

58.2

60.0

Worker characteristics

             

Management, professional, and related

25

62

5

7

1

58.0

60.0

    Management, business, and financial

24

62

5

9

1

58.2

60.0

    Professional and related

25

62

5

6

1

57.9

60.0

Service

28

64

5

57.6

60.0

    Protective service

73

59.6

60.0

Sales and office

24

62

7

6

1

58.3

60.0

    Sales and related

22

67

5

4

2

58.5

60.0

    Office and administrative support

25

60

7

7

1

58.2

60.0

Natural resources, construction, and maintenance

18

71

5

3

3

58.9

60.0

    Construction, extraction, farming, fishing, and
     forestry

22

70

58.6

60.0

    Installation, maintenance, and repair

16

71

4

4

3

59.0

60.0

Production, transportation, and material moving

18

71

4

5

1

58.4

60.0

    Production

17

70

5

7

1

58.9

60.0

    Transportation and material moving

20

73

4

57.8

60.0

Full time

23

64

5

6

1

58.2

60.0

Part time

26

57

5

58.4

60.0

Union

31

58

7

3

1

57.6

60.0

Nonunion

23

64

5

6

1

58.2

60.0

Average wage within the following categories:1

             

    Lowest 25 percent

23

70

3

2

1

57.9

60.0

        Lowest 10 percent

60

56.6

60.0

    Second 25 percent

23

65

6

5

[2]

58.0

60.0

    Third 25 percent

21

65

6

6

1

58.4

60.0

    Highest 25 percent

25

62

5

7

1

58.1

60.0

        Highest 10 percent

25

61

6

7

1

58.2

60.0

Establishment characteristics

             

Goods-producing industries

18

70

4

6

1

58.7

60.0

    Construction

87

59.9

60.0

    Manufacturing

19

68

7

58.7

60.0

Service-providing industries

25

63

6

6

1

58.1

60.0

    Trade, transportation, and utilities

19

69

6

4

1

58.4

60.0

        Wholesale trade

17

71

7

4

2

58.0

60.0

        Retail trade

13

74

7

59.2

60.0

        Transportation and warehousing

23

72

3

57.9

60.0

        Utilities

42

27

23

58.6

60.0

    Information

20

61

6

59.1

60.0

    Financial activities

34

51

8

6

1

57.5

60.0

        Finance and insurance

37

48

8

6

1

57.2

60.0

            Credit intermediation and related activities

40

43

9

56.8

60.0

            Insurance carriers and related activities

28

56

8

58.1

60.0

        Real estate and rental and leasing

75

59.9

60.0

    Professional and business services

21

62

9

58.3

60.0

        Professional and technical services

22

64

7

57.8

60.0

        Administrative and waste services

61

15

58.2

60.0

    Education and health services

29

65

2

4

[2]

57.2

60.0

        Educational services

9

75

5

9

2

60.2

60.0

            Junior colleges, colleges, and universities

8

77

7

5

2

59.9

60.0

        Healthcare and social assistance

34

62

3

56.4

60.0

    Leisure and hospitality

75

60.6

60.0

        Accommodation and food services

62

60.8

60.0

    Other services

62

5

60.5

60.0

1 to 99 workers

18

68

5

7

1

58.9

60.0

    1 to 49 workers

20

68

5

6

1

58.6

60.0

    50 to 99 workers

15

69

5

9

2

59.5

60.0

100 workers or more

26

62

6

5

1

57.8

60.0

    100 to 499 workers

18

70

6

5

1

58.6

60.0

    500 workers or more

34

54

6

6

[2]

57.0

60.0

Geographic areas

             

New England

21

70

4

4

1

58.3

60.0

Middle Atlantic

24

63

4

58.8

60.0

East North Central

23

69

4

58.1

60.0

West North Central

16

67

7

9

1

59.5

60.0

South Atlantic

27

64

4

3

2

57.3

60.0

East South Central

24

63

7

57.7

60.0

West South Central

24

67

5

57.5

60.0

Mountain

23

60

13

58.3

60.0

Pacific

25

53

10

11

1

58.7

60.0

1Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold.  The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.

2Less than 0.5.