Short-term disability plans: Maximum benefit amounts

Table 27. Short-term disability plans: Maximum benefit amounts, private industry workers,  National
Compensation Survey, March 2013

(All workers with fixed percent of annual earnings short-term disability coverage = 100 percent)

Characteristics

With
maximum
benefit
amount

Maximum weekly benefit amount1

With no
maximum
benefit
amount

10th
percentile

25th
percentile

50th
percentile
(median)

75th
percentile

90th
percentile

All workers

76

$170

$315

$561

$1,000

$2,308

24

Worker characteristics

             

Management, professional, and related

71

170

500

750

1,500

2,500

29

    Management, business, and financial

72

170

500

1,666

2,500

28

    Professional and related

70

170

600

1,500

2,500

30

Service

88

170

546

584

1,300

12

Sales and office

76

170

250

561

1,385

2,500

24

    Sales and related

77

170

300

561

1,500

4,615

23

    Office and administrative support

76

170

250

572

1,200

2,350

24

Natural resources, construction, and maintenance

77

200

500

572

1,000

23

    Construction, extraction, farming, fishing, and
     forestry

76

260

500

550

24

    Installation, maintenance, and repair

77

200

500

584

1,000

1,730

23

Production, transportation, and material moving

74

170

300

500

600

1,500

26

    Production

68

170

250

515

1,500

32

    Transportation and material moving

79

170

400

500

584

1,385

21

Full time

74

170

350

572

1,250

2,400

26

Part time

88

170

170

500

572

584

12

Union

79

170

225

500

572

1,000

21

Nonunion

75

170

315

572

1,200

2,350

25

Average wage within the following categories:2

             

    Lowest 25 percent

87

170

170

546

584

1,000

13

    Second 25 percent

76

170

300

559

1,000

2,000

24

    Third 25 percent

74

170

300

572

1,150

2,309

26

    Highest 25 percent

72

170

500

600

1,500

2,500

28

        Highest 10 percent

70

170

500

2,000

2,500

30

Establishment characteristics

             

Goods-producing industries

68

170

350

572

1,000

2,000

32

    Manufacturing

63

175

350

572

1,000

2,000

37

Service-providing industries

78

170

300

561

1,000

2,350

22

    Trade, transportation, and utilities

76

170

200

500

750

1,846

24

        Wholesale trade

74

170

560

2,500

26

        Retail trade

78

170

200

546

750

22

        Transportation and warehousing

79

170

500

572

1,000

21

    Information

60

170

2,300

2,308

40

    Financial activities

69

170

1,000

2,309

4,039

31

        Finance and insurance

64

170

1,153

2,500

5,769

36

            Credit intermediation and related activities

74

170

561

1,385

2,500

26

            Insurance carriers and related activities

53

584

3,000

3,456

47

    Professional and business services

86

500

1,500

2,500

14

        Professional and technical services

83

559

1,000

1,750

2,350

17

    Education and health services

70

170

561

1,000

2,307

30

        Educational services

57

170

170

561

1,000

1,500

43

            Junior colleges, colleges, and universities

47

170

170

584

1,385

1,500

53

        Healthcare and social assistance

73

170

300

561

1,000

2,310

27

1 to 99 workers

84

170

550

1,800

16

    1 to 49 workers

85

170

559

750

1,500

15

    50 to 99 workers

80

170

300

524

1,000

2,307

20

100 workers or more

70

170

350

584

1,500

2,500

30

    100 to 499 workers

76

170

315

584

1,500

2,500

24

    500 workers or more

62

170

584

1,500

2,650

38

Geographic areas

             

New England

71

250

475

1,000

1,000

2,309

29

Middle Atlantic

91

170

170

546

584

9

East North Central

54

200

320

560

1,250

2,500

46

South Atlantic

73

260

500

1,000

1,500

2,500

27

East South Central

73

300

500

1,000

2,500

27

West South Central

71

250

500

1,500

2,500

29

Mountain

71

500

1,000

3,000

29

Pacific

84

201

500

2,080

2,400

16

1The 10th, 25th, 50th, 75th, and 90th percentiles designate position within
each published series. For example, at the 50th percentile or median, half of
the participating workers receive the same as or more than the benefit shown,
and half receive the same as or less than the benefit shown. At the 25th
percentile, one-fourth of the participating workers re ceive the same or less
than the benefit shown. The remaining percentiles follow the same logic.


NOTE: Because of rounding, sums of individual items may not equal totals.
Dash indicates no workers in this category or data did not meet publication
criteria. For definitions of major plans, key provisions, and related terms, see
the "Glossary of Employee Benefit Terms" at
www.bls.gov/ncs/ebs/glossary20122013.htm.

2Surveyed occupations are classified into wage categories based on the
average wage for the occupation, which may include workers with earnings
both above and below the threshold.  The categories were formed using
percentile estimates generated using data from the National Compensation
Survey publication, "Employer Costs for Employee Compensation - March
2013."