Table 1. Medical care benefits: Plan type, private industry workers, National Compensation Survey, 2009 (All workers participating in medical care plans = 100 percent) Fee-for-service plan Characteristics Total Preferred Point of Exclusive Not Total Traditio- provider service provider determin- nal organiza- plan organiza- able tion tion Worker characteristic All workers.............. 100 79 3 62 7 6 (1) Management, professional, and related.............. 100 79 – 58 11 7 – Management, business, and financial.......... 100 82 – 68 5 6 – Professional and related................ 100 78 – 53 14 7 – Service.................. 100 75 – 58 7 – (1) Protective service..... 100 – – 73 – – – Sales and office......... 100 79 4 66 5 5 (1) Sales and related...... 100 82 – 68 6 3 – Office and administrative support 100 78 – 65 5 5 – Natural resources, construction, and maintenance.............. 100 73 – 57 – 8 (1) Construction, extraction, farming, fishing, and forestry.. 100 73 – 59 – – (1) Installation, maintenance, and repair 100 73 – 56 – – (1) Production, transportation, and material moving.......... 100 81 – 68 4 6 – Production............. 100 79 2 69 3 – – Transportation and material moving........ 100 83 – 68 – – (1) Full time................ 100 78 3 62 7 6 (1) Part time................ 100 85 7 65 9 – – Union.................... 100 81 5 64 6 6 (1) Nonunion................. 100 78 3 62 7 6 (1) Health maintenance organization Characteristics Not Total Traditio- Open determin- nal access able Worker characteristic All workers.............. 21 18 4 – Management, professional, and related.............. 21 18 3 – Management, business, and financial.......... 18 16 2 – Professional and related................ 22 18 4 – Service.................. 25 21 5 – Protective service..... – – – – Sales and office......... 21 17 4 – Sales and related...... 18 14 – – Office and administrative support 22 18 4 – Natural resources, construction, and maintenance.............. 27 22 – – Construction, extraction, farming, fishing, and forestry.. 27 24 – – Installation, maintenance, and repair 27 20 – – Production, transportation, and material moving.......... 19 15 4 – Production............. 21 17 – – Transportation and material moving........ 17 13 – – Full time................ 22 18 4 – Part time................ 15 13 – – Union.................... 19 16 – – Nonunion................. 22 18 4 – Average wage within the following categories:(2) Lowest 25 percent...... 100 76 8 61 4 2 (1) Second 25 percent...... 100 80 2 66 6 6 (1) Third 25 percent....... 100 79 – 62 7 8 – Highest 25 percent..... 100 78 3 60 8 6 (1) Highest 10 percent... 100 79 – 59 9 7 – Establishment characteristic Goods-producing industries............... 100 78 3 65 3 7 – Construction........... 100 74 – 58 – – – Manufacturing.......... 100 79 2 68 – – – Service-providing industries............... 100 79 3 61 8 6 (1) Trade, transportation, and utilities.......... 100 82 2 70 6 – – Retail trade......... 100 78 – 67 5 – – Transportation and warehousing.......... 100 85 2 64 – – – Information............ 100 83 – 61 – – – Financial activities... 100 83 2 66 5 10 – Finance and insurance 100 84 3 64 6 11 – Credit intermediation and related activities 100 83 3 57 8 16 – Insurance carriers and related activities......... 100 88 – 73 – – – Professional and business services...... 100 85 – 69 – – – Professional and technical services... 100 85 – 72 – – – Average wage within the following categories:(2) Lowest 25 percent...... 24 20 – – Second 25 percent...... 20 17 3 – Third 25 percent....... 21 16 5 – Highest 25 percent..... 22 19 4 – Highest 10 percent... 21 18 3 – Establishment characteristic Goods-producing industries............... 22 19 – – Construction........... 26 24 – – Manufacturing.......... 21 17 – – Service-providing industries............... 21 17 4 – Trade, transportation, and utilities.......... 18 13 5 – Retail trade......... 22 17 – – Transportation and warehousing.......... 15 – – – Information............ 17 17 – – Financial activities... 17 15 2 – Finance and insurance 16 14 – – Credit intermediation and related activities 17 15 – – Insurance carriers and related activities......... 12 – – – Professional and business services...... 15 13 – – Professional and technical services... 15 13 – – Education and health services............... 100 69 – 44 16 – – Educational services 100 66 – 51 – – – Junior colleges, colleges, and universities....... 100 59 – 47 9 – – Health care and social assistance.... 100 70 – 43 17 – – Education and health services............... 31 25 6 – Educational services 34 25 9 – Junior colleges, colleges, and universities....... 41 26 15 – Health care and social assistance.... 30 25 – – 1 to 99 workers.......... 100 76 4 61 5 6 (1) 1 to 49 workers........ 100 76 5 61 5 6 (1) 50 to 99 workers....... 100 74 – 62 – – 1 100 workers or more...... 100 81 2 63 9 6 (1) 100 to 499 workers..... 100 82 2 70 6 4 – 500 workers or more.... 100 79 2 55 13 9 (1) Geographic area New England.............. 100 64 – 49 – – 1 Middle Atlantic.......... 100 77 5 55 10 – – East North Central....... 100 82 – 72 6 3 – West North Central....... 100 90 4 74 – – 1 South Atlantic........... 100 77 3 62 6 6 (1) East South Central....... 100 91 – 69 – – – West South Central....... 100 90 – 74 – – 1 Mountain................. 100 80 4 59 – – (1) Pacific.................. 100 65 – 49 8 – – See footnotes at end of table. 1 to 99 workers.......... 24 20 4 – 1 to 49 workers........ 24 19 4 – 50 to 99 workers....... 26 23 – – 100 workers or more...... 19 16 4 – 100 to 499 workers..... 18 16 2 – 500 workers or more.... 21 15 6 – Geographic area New England.............. 36 29 7 – Middle Atlantic.......... 23 18 5 – East North Central....... 18 13 – – West North Central....... 10 – – – South Atlantic........... 23 21 – – East South Central....... 9 7 – – West South Central....... 10 6 – – Mountain................. 20 14 – – Pacific.................. 35 33 – – 1 Less than 0.5 percent. 2 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.