Table 7. Fee-for-service plans: Type and amount of annual individual deductible,(1) private industry workers, National Compensation Survey, 2009 (All workers participating in fee-for-service plans = 100 percent) With deductible With fixed With variable deductible deductible With no Not Characteristics Total Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service Worker characteristic All workers.............. 100 93 – – 55 $500 $1,000 $550 – 7 (2) Management, professional, and related.............. 100 93 – – 52 500 1,000 500 – 7 (2) Management, business, and financial.......... 100 96 – – 57 500 1,000 – – 4 (2) Professional and related................ 100 92 – – 49 450 1,000 500 – 8 (2) Service.................. 100 87 – – 50 500 1,000 – – 12 (2) Protective service..... 100 98 – – 59 – 500 – – – – Sales and office......... 100 94 – – 61 500 1,000 – – 6 (2) Sales and related...... 100 96 – – 65 500 1,000 – – 4 (2) Office and administrative support 100 93 – – 59 500 – 600 – 7 (2) Natural resources, construction, and maintenance.............. 100 92 – – 53 – 1,000 – – – – Construction, extraction, farming, fishing, and forestry.. 100 94 – – 50 – – – – – – Installation, maintenance, and repair 100 89 34 $500 56 500 1,000 – – – – Production, transportation, and material moving.......... 100 93 – – 54 500 – – – 7 (2) Production............. 100 92 – – 56 500 1,000 – – 8 (2) Transportation and material moving........ 100 94 – – 52 500 800 – – – – Full time................ 100 93 – – 55 500 1,000 550 – 7 (2) Part time................ 100 86 33 300 52 500 600 – – – – Union.................... 100 84 – – 50 300 600 200 – 16 – Nonunion................. 100 94 – – 56 500 1,000 600 – 6 (2) Average wage within the following categories:(3) Lowest 25 percent...... 100 90 – – 51 500 1,000 – – 10 (2) Second 25 percent...... 100 93 33 500 60 500 1,000 600 1 7 (2) Third 25 percent....... 100 94 – – 53 500 1,000 600 – 6 (2) Highest 25 percent..... 100 92 – – 55 500 800 – – 7 (2) Highest 10 percent... 100 92 – – 55 450 750 500 – 8 (2) Establishment characteristic Goods-producing industries............... 100 92 – – 52 500 1,000 – – 8 (2) Construction........... 100 91 43 350 48 – – – – – – Manufacturing.......... 100 91 – – 54 500 – – – 9 (2) Service-providing industries............... 100 93 37 500 56 500 1,000 600 (2) 7 (2) Trade, transportation, and utilities.......... 100 95 31 500 64 500 1,000 600 – 5 – Retail trade......... 100 94 29 500 65 500 1,000 – – 6 – Transportation and warehousing.......... 100 95 35 500 61 – – – – – – Information............ 100 97 – – 66 250 600 – – – – Financial activities... 100 92 – – 57 500 1,000 800 – 8 – Finance and insurance 100 90 – – 57 500 1,000 800 – 10 – Credit intermediation and related activities 100 86 31 500 55 – 1,000 800 – 14 – Insurance carriers and related activities......... 100 95 – – 60 – 1,000 – – – – Professional and business services...... 100 95 40 500 55 500 – – – – – Professional and technical services... 100 96 46 – 49 – – – – – – Education and health services............... 100 89 – – 51 500 1,000 350 – 11 – Educational services 100 95 – – 59 – 1,000 250 – 5 – Junior colleges, colleges, and universities....... 100 92 – – 69 500 800 250 – 8 – Health care and social assistance.... 100 88 – – 50 500 1,000 – – 12 – 1 to 99 workers.......... 100 97 – – 54 500 1,000 – – 3 (2) 1 to 49 workers........ 100 96 45 – 51 500 1,000 1,000 – 4 – 50 to 99 workers....... 100 97 – – 63 500 1,000 600 – – – 100 workers or more...... 100 89 – – 56 – 750 – – 10 (2) 100 to 499 workers..... 100 92 – – 58 500 – – – 8 – 500 workers or more.... 100 85 – – 53 375 600 – – 14 (2) Geographic area New England.............. 100 86 23 – 63 – 750 – – – – Middle Atlantic.......... 100 87 – – 50 500 1,000 – – 13 – East North Central....... 100 93 – – 62 500 1,000 – – 7 – West North Central....... 100 95 45 – 50 500 – – – – – South Atlantic........... 100 94 – – 64 500 1,000 500 – – – East South Central....... 100 96 46 – 51 – 1,000 750 – – – West South Central....... 100 97 44 500 53 500 1,000 – – 2 (2) Mountain................. 100 95 – – 55 500 1,000 – – 5 (2) Pacific.................. 100 91 47 500 – – – – – 9 – 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.