Table 8. Fee-for-service plans: Amount of annual individual deductible,(1) private industry workers, National Compensation Survey, 2009 (All workers participating in fee-for-service plans = 100 percent) Amount of annual deductible With With no Not Characteristics Total deductib- 10th 25th 50th 75th 90th deductib- determin- le percenti- percenti- percenti- percenti- percenti- le able le le le le le (median) Worker characteristic All workers.............. 100 93 $200 $300 $500 $1,000 $2,000 7 (2) Management, professional, and related.............. 100 93 200 300 500 1,000 1,800 7 (2) Management, business, and financial.......... 100 96 200 300 500 1,500 2,000 4 (2) Professional and related................ 100 92 250 300 500 1,000 1,500 8 (2) Service.................. 100 87 – – – – – 12 (2) Protective service..... 100 98 – – – – – – – Sales and office......... 100 94 250 300 500 1,000 2,000 6 (2) Sales and related...... 100 96 – – – – – 4 (2) Office and administrative support 100 93 250 300 500 1,000 2,000 7 (2) Natural resources, construction, and maintenance.............. 100 92 200 250 500 1,000 2,000 – – Construction, extraction, farming, fishing, and forestry.. 100 94 200 250 450 1,000 2,000 – – Installation, maintenance, and repair 100 89 200 300 500 1,000 2,000 – – Production, transportation, and material moving.......... 100 93 200 300 500 1,000 2,000 7 (2) Production............. 100 92 200 300 500 1,000 2,000 8 (2) Transportation and material moving........ 100 94 200 250 500 1,000 1,500 – – Full time................ 100 93 200 300 500 1,000 2,000 7 (2) Part time................ 100 86 200 250 350 500 1,000 – – Union.................... 100 84 150 200 300 450 1,000 16 – Nonunion................. 100 94 250 300 500 1,000 2,000 6 (2) Average wage within the following categories:(3) Lowest 25 percent...... 100 90 250 300 500 1,000 2,000 10 (2) Second 25 percent...... 100 93 250 300 500 1,000 2,000 7 (2) Third 25 percent....... 100 94 200 275 500 1,000 2,000 6 (2) Highest 25 percent..... 100 92 200 250 500 1,000 1,600 7 (2) Highest 10 percent... 100 92 150 250 500 1,000 1,600 8 (2) Establishment characteristic Goods-producing industries............... 100 92 200 300 500 1,000 2,000 8 (2) Construction........... 100 91 – – – – – – – Manufacturing.......... 100 91 200 300 500 1,000 1,500 9 (2) Service-providing industries............... 100 93 200 300 500 1,000 2,000 7 (2) Trade, transportation, and utilities.......... 100 95 200 300 500 1,000 1,500 5 – Retail trade......... 100 94 200 300 500 1,000 2,000 6 – Transportation and warehousing.......... 100 95 150 250 500 1,000 1,500 – – Information............ 100 97 – – – – – – – Financial activities... 100 92 250 300 600 1,300 2,000 8 – Finance and insurance 100 90 250 300 550 1,250 1,800 10 – Credit intermediation and related activities 100 86 250 300 550 1,200 2,000 14 – Insurance carriers and related activities......... 100 95 300 400 750 1,300 1,750 – – Professional and business services...... 100 95 200 300 500 1,000 2,000 – – Professional and technical services... 100 96 – – – – – – – Education and health services............... 100 89 250 250 500 1,000 1,500 11 – Educational services 100 95 250 250 500 1,000 1,000 5 – Junior colleges, colleges, and universities....... 100 92 200 250 500 1,000 1,500 8 – Health care and social assistance.... 100 88 250 250 500 1,000 1,500 12 – 1 to 99 workers.......... 100 97 250 300 500 1,000 2,000 3 (2) 1 to 49 workers........ 100 96 250 300 500 1,100 2,000 4 – 50 to 99 workers....... 100 97 250 300 500 1,000 2,000 – – 100 workers or more...... 100 89 200 250 400 750 1,500 10 (2) 100 to 499 workers..... 100 92 200 250 500 750 1,500 8 – 500 workers or more.... 100 85 200 250 325 750 1,500 14 (2) Geographic area New England.............. 100 86 200 250 400 1,000 1,600 – – Middle Atlantic.......... 100 87 200 250 500 1,200 2,500 13 – East North Central....... 100 93 200 275 500 1,000 2,000 7 – West North Central....... 100 95 250 300 500 1,000 2,000 – – South Atlantic........... 100 94 250 300 500 1,000 2,000 – – East South Central....... 100 96 – – – – – – – West South Central....... 100 97 250 300 500 1,000 2,000 2 (2) Mountain................. 100 95 – – – – – 5 (2) Pacific.................. 100 91 150 250 500 750 1,250 9 – 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.