Table 10. Fee-for-service plans: Amount of annual family deductible,(1) private industry workers, National Compensation Survey, 2009 (All workers participating in fee-for-service plans = 100 percent) Amount of annual deductible With With no Not Characteristics Total deductib- 10th 25th 50th 75th 90th deductib- determin- le percenti- percenti- percenti- percenti- percenti- le able le le le le le (median) Worker characteristic All workers.............. 100 88 $450 $600 $1,200 $2,500 $4,000 12 (2) Management, professional, and related.............. 100 89 500 600 1,200 3,000 3,750 11 (2) Management, business, and financial.......... 100 88 500 600 1,500 3,000 4,800 12 (2) Professional and related................ 100 90 500 650 1,000 2,500 3,000 10 (2) Service.................. 100 74 500 600 1,000 1,500 3,000 25 (2) Protective service..... 100 80 – – – – – – – Sales and office......... 100 90 500 600 1,500 2,400 4,000 10 (2) Sales and related...... 100 94 400 600 1,250 2,250 4,000 6 (2) Office and administrative support 100 88 500 600 1,500 3,000 4,000 12 (2) Natural resources, construction, and maintenance.............. 100 88 450 600 1,050 3,000 4,000 12 – Construction, extraction, farming, fishing, and forestry.. 100 89 400 600 1,000 2,500 4,000 – – Installation, maintenance, and repair 100 88 500 750 1,500 3,000 4,500 – – Production, transportation, and material moving.......... 100 88 400 600 1,000 2,250 4,000 12 (2) Production............. 100 84 400 600 1,000 2,000 4,000 15 (2) Transportation and material moving........ 100 92 400 600 1,000 2,250 3,000 8 – Full time................ 100 89 480 600 1,200 2,500 4,000 11 (2) Part time................ 100 71 450 600 1,000 1,500 2,250 29 – Union.................... 100 78 350 450 600 1,000 2,000 22 – Nonunion................. 100 89 500 650 1,500 3,000 4,000 11 (2) Average wage within the following categories:(3) Lowest 25 percent...... 100 76 500 700 1,200 2,000 4,000 23 (2) Second 25 percent...... 100 89 500 600 1,300 2,500 4,000 11 (2) Third 25 percent....... 100 90 450 600 1,200 3,000 4,000 10 (2) Highest 25 percent..... 100 88 400 600 1,000 2,200 3,300 12 (2) Highest 10 percent... 100 89 300 600 1,000 2,400 4,000 11 (2) Establishment characteristic Goods-producing industries............... 100 88 400 600 1,000 2,250 4,000 12 (2) Construction........... 100 86 – – – – – – – Manufacturing.......... 100 87 400 600 1,000 2,000 4,000 12 (2) Service-providing industries............... 100 88 500 600 1,200 2,500 4,000 12 (2) Trade, transportation, and utilities.......... 100 91 450 600 1,050 2,250 4,000 9 – Retail trade......... 100 90 500 600 1,200 2,000 4,000 10 – Transportation and warehousing.......... 100 92 400 500 1,500 3,000 4,000 8 – Information............ 100 95 – – – – – – – Financial activities... 100 90 550 750 1,500 3,000 4,500 10 – Finance and insurance 100 88 500 750 1,500 3,000 4,000 12 – Credit intermediation and related activities 100 84 500 600 1,500 3,000 4,000 16 – Insurance carriers and related activities......... 100 94 600 1,000 1,500 3,000 4,500 – – Professional and business services...... 100 90 450 750 1,250 3,000 4,000 – – Professional and technical services... 100 92 – – – – – – – Education and health services............... 100 85 500 600 1,500 2,500 3,000 15 – Educational services 100 93 500 750 1,500 2,000 3,000 7 – Junior colleges, colleges, and universities....... 100 91 500 750 1,500 2,000 3,000 9 – Health care and social assistance.... 100 84 500 600 1,500 3,000 3,000 16 – 1 to 99 workers.......... 100 89 500 750 1,500 3,000 4,500 11 (2) 1 to 49 workers........ 100 88 500 900 1,500 3,000 4,500 12 – 50 to 99 workers....... 100 91 500 750 1,500 2,500 4,000 – – 100 workers or more...... 100 86 400 600 1,000 2,000 3,000 14 (2) 100 to 499 workers..... 100 89 450 600 1,000 2,000 3,000 11 – 500 workers or more.... 100 83 400 600 900 1,900 3,000 17 (2) Geographic area New England.............. 100 79 500 600 1,200 2,100 4,000 – – Middle Atlantic.......... 100 83 400 500 1,000 2,500 3,000 17 – East North Central....... 100 89 400 600 1,000 2,400 4,500 11 – West North Central....... 100 88 500 750 1,500 2,250 4,000 12 – South Atlantic........... 100 88 500 600 1,200 2,500 4,000 12 – East South Central....... 100 90 – – – – – – – West South Central....... 100 90 550 750 1,500 3,000 4,000 10 (2) Mountain................. 100 91 400 600 1,000 2,250 3,000 9 (2) Pacific.................. 100 87 400 500 1,000 1,600 3,000 13 – 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 Less than 0.5 percent. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.