Table 4. Medical care benefits: Deductibles(1) in high deductible health plans,(2) private industry workers, National Compensation Survey, 2009 (All workers participating in high deductible health plans = 100 percent) Amount of annual individual deductible With annual Characteristics Total deductib- 10th 25th 50th 75th 90th le percenti- percenti- percenti- percenti- percenti- le le le le le (median) Worker characteristic All workers.............. 100 100 $1,000 $1,250 $1,600 $2,000 $3,000 Management, professional, and related.............. 100 100 1,000 1,250 1,500 2,000 2,500 Management, business, and financial.......... 100 100 1,000 1,300 1,600 2,000 2,500 Professional and related................ 100 100 1,000 1,200 1,500 2,000 2,500 Service.................. 100 100 1,200 1,500 2,000 2,000 3,000 Sales and office......... 100 100 1,000 1,250 1,500 2,500 3,000 Sales and related...... 100 100 1,000 1,200 1,500 2,000 2,500 Office and administrative support 100 100 1,000 1,500 1,500 2,500 3,000 Natural resources, construction, and maintenance.............. 100 100 1,000 1,200 2,000 2,000 2,500 Construction, extraction, farming, fishing, and forestry.. 100 100 – – – – – Installation, maintenance, and repair 100 100 1,000 1,200 1,500 2,000 2,500 Production, transportation, and material moving.......... 100 100 1,000 1,250 2,000 2,750 3,000 Production............. 100 100 – – – – – Transportation and material moving........ 100 100 1,000 1,200 2,000 2,500 2,750 Full time................ 100 100 1,000 1,250 1,600 2,000 3,000 Part time................ 100 100 1,000 1,500 2,000 2,000 2,500 Union.................... 100 100 1,100 1,250 2,000 2,500 2,750 Nonunion................. 100 100 1,000 1,250 1,600 2,000 3,000 Average wage within the following categories:(3) Lowest 25 percent...... 100 100 1,200 1,500 2,000 2,300 3,000 Second 25 percent...... 100 100 1,000 1,500 2,000 2,500 3,000 Third 25 percent....... 100 100 1,000 1,250 1,500 2,000 2,750 Highest 25 percent..... 100 100 1,000 1,200 1,500 2,000 2,500 Highest 10 percent... 100 100 1,000 1,200 1,600 2,000 2,500 Establishment characteristic Goods-producing industries............... 100 100 1,000 1,200 1,650 2,000 2,500 Manufacturing.......... 100 100 1,000 1,000 1,500 2,000 3,000 Service-providing industries............... 100 100 1,000 1,500 1,600 2,000 3,000 Trade, transportation, and utilities.......... 100 100 1,000 1,250 1,500 2,300 3,000 Retail trade......... 100 100 1,000 1,000 1,500 2,000 2,500 Financial activities... 100 100 1,000 1,200 1,500 2,000 2,500 Finance and insurance 100 100 1,000 1,100 1,500 2,000 2,500 Credit intermediation and related activities 100 100 – – – – – Insurance carriers and related activities......... 100 100 1,000 1,100 1,300 1,600 2,500 Professional and business services...... 100 100 1,250 1,500 2,000 2,500 2,500 Education and health services............... 100 100 1,000 1,500 2,000 2,000 2,000 Educational services 100 100 – – – – – Junior colleges, colleges, and universities....... 100 100 1,000 1,200 1,500 1,500 2,000 Health care and social assistance.... 100 100 1,050 1,500 2,000 2,000 2,000 1 to 99 workers.......... 100 100 1,000 1,500 2,000 2,000 3,000 1 to 49 workers........ 100 100 1,100 1,500 2,000 2,000 2,750 50 to 99 workers....... 100 100 1,000 1,200 2,000 2,000 3,000 100 workers or more...... 100 100 1,000 1,200 1,500 2,000 2,750 100 to 499 workers..... 100 100 1,000 1,250 1,500 2,500 3,000 500 workers or more.... 100 100 1,000 1,100 1,500 1,800 2,500 Geographic area Middle Atlantic.......... 100 100 1,200 1,250 1,500 2,500 2,500 East North Central....... 100 100 – – – – – West North Central....... 100 100 1,000 1,200 2,000 2,000 2,750 South Atlantic........... 100 100 1,200 1,500 2,000 2,000 3,000 East South Central....... 100 100 1,000 1,200 1,600 2,000 2,700 West South Central....... 100 100 1,000 1,250 1,500 2,500 3,000 Mountain................. 100 100 1,100 1,500 2,000 2,000 2,500 Pacific.................. 100 100 1,100 1,200 1,500 2,000 2,250 1 The deductible is the amount of covered expenses that an individual or family must pay before any charges are paid by the medical care plan. Deductibles that apply separately to a specific category of expenses, such as deductible for each hospital admission, were excluded. 2 A high deductible health plan (HDHP) is health plan which typically has a higher deductible and lower premiums than a traditional health plan. Normally the plan includes catastrophic coverage to protect against large medical expenses, but the insured is responsible for routine out-of-pocket expenses. 3 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2008." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.