Table 19. Defined benefit plans: Primary formula, private industry workers, National Compensation Survey, 2009

(All workers participating in defined benefit plans = 100 percent)
                                                                                                                             
                                                                                                                             
                                                      Traditional plan formula                   Non-traditional plan formula
                                                                                                                             
                                                                                         Non-                                
     Characteristics        Total   Traditio-  Percent                       Percent  traditio-                              
                                       nal        of     Percent    Dollar      of       nal       Cash    Pension           
                                               terminal of career   amount   employer            balance    equity    Other  
                                               earnings  earnings           contribu-                                        
                                                                               tion                                          
                                                                                                                             
                                                                                                                             
                                                                                                                             
  Worker characteristic                                                                                                      
                                                                                                                             
All workers..............       100        75        35        11        24         6        25        23         –         –
                                                                                                                             
Management, professional,                                                                                                    
and related..............       100        64        37        17         –         –        36        33         –         –
  Management, business,                                                                                                      
  and financial..........       100        58        33        14         –         –        42        40         –         –
  Professional and                                                                                                           
  related................       100        68        40        19         –         –        32        29         –         –
Service..................       100        78        32         –        32         –        22        17         –         –
Sales and office.........       100        69        37         –        21         –        31        31         –         –
  Sales and related......       100        81        29         –        44         –        19        19         –         –
  Office and                                                                                                                 
  administrative support        100        64        39        13         –         –        36        36         –         –
Natural resources,                                                                                                           
construction, and                                                                                                            
maintenance..............       100        85         –         –        42        21        15        15         –         –
  Construction,                                                                                                              
  extraction, farming,                                                                                                       
  fishing, and forestry..       100         –         –         –        53        36         –         –         –         –
  Installation,                                                                                                              
  maintenance, and repair       100        73        33         –        27         –        27        27         –         –
Production,                                                                                                                  
transportation, and                                                                                                          
material moving..........       100        91        40         –        35         –         9         7         –         –
  Production.............       100        86        39         –        38         –        14        11         –         –
  Transportation and                                                                                                         
  material moving........       100         –        41         –        33         –         –         –         –         –
                                                                                                                             
Full time................       100        74        36        11        21         6        26        24         –         –
Part time................       100        81        25         –        44         –        19        17         –         –
                                                                                                                             
Union....................       100        87        22         6        45        13        13        11         –         –
Nonunion.................       100        67        42        14         –         –        33        31         –         –
                                                                                                                             
Average wage within the                                                                                                      
following categories:(1)                                                                                                     
  Lowest 25 percent......       100        77        36         –         –         –        23        22         –         –
  Second 25 percent......       100        80        37         –        26         –        20        18         –         –
  Third 25 percent.......       100        76        39         –        24         –        24        23         –         –
  Highest 25 percent.....       100        71        31        12        21         7        29        26         –         –
    Highest 10 percent...       100        67        30         –        18         –        33        28         –         –
                                                                                                                             
      Establishment                                                                                                          
     characteristic                                                                                                          
                                                                                                                             
Goods-producing                                                                                                              
industries...............       100        84        27         3        39        15        16        13         –         –
  Construction...........       100         –         –         –        52        41         –         –         –         –
  Manufacturing..........       100        81        35         –        36         –        19        16         –         –
                                                                                                                             
Service-providing                                                                                                            
industries...............       100        72        37         –        19         –        28        27         –         –
  Trade, transportation,                                                                                                     
  and utilities..........       100        91        39         –        36         –         9         9         –         –
    Retail trade.........       100         –        28         –        49         –         –         –         –         –
  Information............       100        47         –         –         –         –        53        45         –         –
  Financial activities...       100        47        26        13         –         –        53        52         –         –
    Finance and insurance       100        47        27        13         –         –        53        53         –         –
      Credit                                                                                                                 
      intermediation and                                                                                                     
      related activities        100        34        13        16         –         –        66        65         –         –
      Insurance carriers                                                                                                     
      and related                                                                                                            
      activities.........       100        62        53         –         –         –        38        37         –         –
  Education and health                                                                                                       
  services...............       100        76        46         –         –         –        24        21         –         –
      Junior colleges,                                                                                                       
      colleges, and                                                                                                          
      universities.......       100         –        30        25         –         –         –         –         –         –
    Health care and                                                                                                          
    social assistance....       100        75        46         –         –         –        25        22         –         –
                                                                                                                             
1 to 99 workers..........       100        81        38        15        17        11        19        18         –         –
  1 to 49 workers........       100        78        38         –        15         –        22        22         –         –
  50 to 99 workers.......       100         –        39         –         –         –         –         –         –         –
100 workers or more......       100        73        33         –        27         –        27        25         –         –
  100 to 499 workers.....       100        78        33         –        35         –        22        19         –         –
  500 workers or more....       100        68        34         –        20         –        32        30         –         –
                                                                                                                             
     Geographic area                                                                                                         
                                                                                                                             
Middle Atlantic..........       100        73        37         –        26         –        27        25         –         –
East North Central.......       100        74        29         –        34         –        26        22         –         –
West North Central.......       100        79        34         –        23         –        21        21         –         –
South Atlantic...........       100        69        40         –        18         –        31        29         –         –
West South Central.......       100        83        45         –         –         –        17        16         –         –
Pacific..................       100        77        34         –        15         –        23        22         –         –

  1 The categories are based on the average wage for each occupation surveyed, which may include workers both above and below
the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational
Earnings in the United States, 2008." See Technical Note for more details.

NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that
data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary
of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20092010.htm.